Health Insurance during Medical School

[qtipsinear]

Do medical schools provide health insurance?

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[mackie10]

I think most of them do because many of them require students to have health insurance. At the school I plan to attend, it's mandatory that you enroll in their health insurance plan (even if you have your own) unless you are still on your parents' insurance

 

[DrFortiusNatando]

Just like in college, medical schools will require that students purchase the student health insurance OR provide proof of a parental (or spousal) insurance plan that provides equivalent coverage for the student. The medical schools often strongly recommend or insist that the students at the very least pay a small health service fee, even if parents have good insurance, to cover walk-in clinic services and women's health services at student health and sometimes mental health services, even if their parents' plan covers them. This way, students can get seen for basic stuff as well as mental health without going home (or involving parents.)

 

[ciestar]

Just like in college, medical schools will require that students purchase the student health insurance OR provide proof of a parental (or spousal) insurance plan that provides equivalent coverage for the student. The medical schools often strongly recommend or insist that the students at the very least pay a small health service fee, even if parents have good insurance, to cover walk-in clinic services and women's health services at student health and sometimes mental health services, even if their parents' plan covers them. This way, students can get seen for basic stuff as well as mental health without going home (or involving parents.)

Thankfully, my UG didn’t require anyone but international students to carey insurance. Fortunately because I couldn’t afford it and my parents weren’t insured either. (This was before ACA and i was bounced from medicaid when I turned 21.)

 

[Mike Bagwell]

Yes, and some of those plans they offer are pretty good and cover a lot of things.

 

[ciestar]

Yes, and some of those plans they offer are pretty good and cover a lot of things.

Agreed. My med school plan is pretty great. It is a lot better than my husband’s work plan and mine covers us both. It’s nice sharing a plan with a bunch of other healthy 20-somethings.

 

[Dwight Snoot]

Ours is crazy expensive (like over 5k annually for premium). I am staying on my moms for a couple years to save a bunch of money.

 

[deleted645092]

It seems to be school-dependent. My school requires that we carry health insurance but doesn’t provide it, although if something like a needle stick happens they’ll cover any healthcare costs not covered by our insurance. They also provide free mental health services including a psychiatrist. They don’t require any specific insurance, so you can stay on your parents plan if you’re under 26, and then you have to figure it out on your own after that. I was lucky enough to get onto Medicaid without any issues at all.

 

[RNtoMD87]

I think most of them do because many of them require students to have health insurance. At the school I plan to attend, it's mandatory that you enroll in their health insurance plan (even if you have your own) unless you are still on your parents' insurance

Well I have the VA. Hope that suffices