well, when i set time away to do work, it's 50/50 that i'll actually get anything accomplished. for example, this is supposed to be time that i use to wrtie up my biochem lab report final, but instead i'm posting on sdn.
music definitely helps. some people can't study with music, but fortunately i'm not one of those people. i usually use music without words, like soulive, herbie or some miles something like that cause i can get more lost in whatever i'm reading that way. it's usually something to do with jazz or some relaxing music like that.
i can't study with other people, however. when i study, it's ideally me, my books, my music and very little else. what can i say, i'm easily distracted.
as for what i study, i usually learn all there is to learn from the text and THEN i look at my notes. professors can be clumsy when they deliver material, so i find this works better. hmmmm.... guess i should get back to this report. good luck with finals, people.