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davosPlatz

Outrageously Calm
10+ Year Member
15+ Year Member
For an employed young woman, is an HMO or PPO likely to result in lower out-of-pocket cost for the woman and her family?
 
HMO results in lower cost.

"PPO: by paying a larger share of the cost, patients can choose a doctor who is not in the network"

Fadem Behavioral Science 3rd ed (2000) Table 24-5, p. 234