How about trying to apply for just normal consumer credit using a credit card. There are a million credit card companies out there and nowadays you can pay just about anything on a credit card (electric bills, car insurance, etc.). The interest rates are incredibly favorable.
If you don't qualify for a credit card, then it might be that you are a credit risk for whatever reason and therefore, it might be very tough to find someone that would grant you credit. Do you have anything that can be used for collateral? Do you have any equity in a house that can be borrowed against?