Are there other professions who face lawsuits the same as healthcare providers (MDs, RNs, dentists, etc)? Where they deal with complex issues that can easily be argued from both sides by experts, and face huge financial and professional consequences if something bad happens? I know lawyers can get sued for malpractice, and every business has insurance if someone slips and falls, but I'm not aware of people in other professions having their livelihoods or future earnings threatened with lawsuits (even though this is rare for doctors it can happen), dragged through years of legal process, depositions, and potentially trial, then have their name reported to a national databank if they lose the case, or even if they settle and do not admit guilt.
If the 7-11 owner doesn't clean up the slushy machine spill and someone slips, the business insurance will pay for injuries, and his premiums probably go up, but he's not reported to the national convenience store database, and it's unlikely an empathetic slipper is going to get an attorney to sue for multiple millions of dollars. And at the end of the day, it seems any financial obligation is borne by the business, and worst case it goes bankrupt, but the owner isn't losing his house to pay off a lawsuit.
If the 7-11 owner doesn't clean up the slushy machine spill and someone slips, the business insurance will pay for injuries, and his premiums probably go up, but he's not reported to the national convenience store database, and it's unlikely an empathetic slipper is going to get an attorney to sue for multiple millions of dollars. And at the end of the day, it seems any financial obligation is borne by the business, and worst case it goes bankrupt, but the owner isn't losing his house to pay off a lawsuit.