Post Grad Masters

Started by rcodyfb16
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rcodyfb16

Full Member
7+ Year Member
With the job market in the situation that it currently is in, just wondering how many people decide to pursue some kind of additional degree after pharmacy school (e.g. MBA, or something in pharmacy regulatory affairs). If someone couldn't find employment after graduation, would this be something to think of to keep loan payments pushed off for a little longer while continuing to search for a job (and strengthening potential job applications in the process)?
 
Why would you keep piling more debt upon an already large amount? If you are having trouble finding a job you can use IBR to bring your loan payments down to zero while you continue the job hunt. Please stop giving these schools more money for crappy job prospects.
 
You should pursue a PGY3 in Advanced Antibiotic Suspension Reconstituting Incorporating FlavorRx

That would open up a whole new door of job prospects


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I still am a student, but was just speculating. Was more so curious if enrolling in curriculum for something like an MBA would allow someone to put off loan payments even though you already had obtained a higher degree.
 
Damn...it's insane that people even consider additional degrees after yet another 4 year one...is that how bad the market really is? S hit...


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rcodyfb16 said:
Was more so curious if enrolling in curriculum for something like an MBA would allow someone to put off loan payments even though you already had obtained a higher degree.
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Yes, being at least half-time enrolled, typically 6 credits during fall and spring (summer varies by school), will earn you an in-school deferment on your federal loans.
 
MindGeek said:
Yes, being at least half-time enrolled, typically 6 credits during fall and spring (summer varies by school), will earn you an in-school deferment on your federal loans.
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Is this better than just using IBR when you have zero income? The government doesn't subsidize graduate loans so what's the benefit in taking 6 credits and getting that kind of deferment?
 
trailerpark said:
what's the benefit in taking 6 credits and getting that kind of deferment?
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It just kicks the can down the road. For students with only subsidized stafford loans from undergrad this would be very beneficial, but it seems like everyone carries some unsubsidized loans into grad school anyway. And you are right @trailerpark, there are no subsidized graduate loans, with graduate PLUS loans being the opposite of subsidized stafford loans.
 
Any masters, whether pre- or post-grad, just doesn't synergize well with a PharmD. You are better off having done a PGY-1/PGY-2
 
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