Private Practice Shenanigans with Cigna

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heybrother

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Just a stupid story about the healthcare system

The other day I received a letter from Cigna / the company that Cigna tries to use to demand repayment. It essentially says - you owe us $170 (I've rounded this) asap for overpayment. It references a claim but provides nothing at all about the claim that would explain why we'd owe money back.

I ultimately pull the claim up in my system - it was an office visit with x-rays and some injections for severe great toe joint arthritis and plantar fasciitis.

We were never paid for the x-rays which is private practice life ie. selective fraudulent denials by insurance companies.

I specifically have the staff get the actual EOB from Cigna.

I see no fraud. I see no overpayment. In fact - we were underpaid by about $60 for the x-rays which were never paid.

So here's what Cigna did. They denied the x-rays. My staff attempted to resubmit the x-rays and switch - I forget - either to a L/R individual x-rays, or to a b/l 50 modifier. It was the recommendation of Athena based on the denial to try submitting a different way. In fact, normally changing coding gets you no where because the denial is always fraudulent to begin with.

Cigna decided that because we were resubmitting to try and claim we owed the fee schedule total price for the x-rays - the $170. We were never paid $170. We were never even paid the actual ~$60 we were owed.

It was all fraud by Cigna. Wasted an hour of time trying to sort it out. Private practice life. Will be even worse now with Cigna's audit game starting. Never send an insurance company a refund check without exploring it first.
 
I would never send an insurance company a refund check regardless... just let them recoup it from future pays. It normally says in the fine print that they'll do that after 60 or 90 or whatever days.

I get these "overpayment notice"s all the time for various reasons (most commonly the insurance paid not knowing pt had a secondary, they pad as primary when they are secondary, they paid my whole surgery code set but "upon review" decided one of the codes/procedures wouldn't be paid, whatever).

If you're doing your own billing, I guess you need to handle these. I just send them to the billing company and they handle it. But unless you want to debate and protest it, I would definitely save your time and just let them recoup (my service finds the vast majority are legit overpays and a few need to be challenged).

...I did have Hew manna (who else, lol) send me to collections one time... my billing company called them ("wtf didn't you just recoup"), and I sent them a check.
 
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