No, that's not bad at all-- especially if you get $3000 per semester, not $3000 per year.
As a quick review, Perkins loans are low-interest student loans awarded by colleges on the basis of need. The financial aid officer will determine your eligibility and the amount of your loan. Because the terms of the loan are so great (5% fixed interest rate for the life of the loan), they're very popular, and there's just not enough funding to go around to everyone who wants them. In fact, Perkins loans are typically awarded in the $1,000 to $1,500 range.
To get a loan, you need to be a U. S. citizen or permanent resident, full or part-time undergraduate or graduate student.
The loan limits are:
Undergraduate: $4,000 per year to $20,000 maximum.
Graduate: $6,000 per year to $40,000 maximum.
So..... if you're getting $3,000 per semester and you're in med school, you're already getting all that's possible-- so petitioning for additional Perkins loans won't get you anywhere. : )
Best wishes!
