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Personal finance is personal. It depends on risk tolerance and what else he’s spending money on. The 6.5% interest is high and i would pay that down before post tax investing, but given it’s a Roth i would at least maximize the $6000.
Don’t forget to max out 401k to get employer match. That’s a 50-100% ROI.
If money is used to eat out, buy new car then of course saving in 401k or post tax accounts vs spending Is better.
See: What to do with your first $50,000