Take out more loans and live by myself for D2 year or stay with current roommate to save more money?

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daintydazi

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Hi everyone,
I’m currently a D1 and planning ahead for D2, which is known to be the most challenging year at my school. I live with a roommate, and although we had a rocky start due to differences in cleaning habits, AC preferences, and her irregular schedule, things have improved recently (probably because she now has a boyfriend and isn’t home as much). We don't exactly get along, but it wasn't as bad when we first lived together.

I’ve been considering moving out for several reasons:

I want to have my own space so I don't have to worry about any other

I'd like to live closer to school (currently 15 min walk, aiming for 5 min).

Parking is terrible, so walking distance is a big plus.

My family might visit more often if I had my own place.

The downside is cost. A 1b1b near campus is ~$2,000/month and with utilities I would probably be spending (2.1-2.2k per month on rent alone) and if we count living expenses, I'd be spending close to $3,000/month. That's ~$700 more than what I currently pay sharing a 2b2b.

I also go to a school that is high in tuition and with student loans and interest rates being what they are, I’m unsure if the extra expense is worth it. Also we don't have a long vacation/breaks so moving can be stressful.

If my roommate continues being out often, living here might be tolerable, but it’s hard to predict.

Would you recommend staying to save money, or is the peace of living alone worth the cost going into D2? Thanks in advance!

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Wow, $3000/month is a lot of money. Are you sure that you only have to pay $700 more per month if you move out? Don’t forget that you are currently splitting the utility bills with your roommate. Your utility bill will be a lot more if you don’t have a roommate.

I currently pay $950/month for my son’s apartment at UCLA and I thought that’s a lot. I am glad that my son doesn’t have any issue with his 3 other roommates in a 2 bed, 2 bath apartment. He’s still able to study, have fun, and maintain good grades.
 
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