The issue of whether a doctor deserves to be compensated for a consultation and if so by who depends on the circumstances of the consultation.
If a person who paints houses for a living painted your house without your request and consent would you be required to pay him of course not. Likewise if someone sent you a magazine subscription you did not order would you be required to pay for it of course not. These are unsolicited gifts which the recipient is entitled to keep for free and not pay for.
Likewise if a doctor provides a consult without the request and consent of the subject or which the subject never agreed to pay for then the doctor does not deserve to be compensated.
If a patient requests a consult and the doctor discloses his fee for such and the patient agrees to pay this then yes the doctor deserved to be compensated for the consult from the patient
If a third party requests a consult and the doctor discloses his fee for such and the 3rd party agrees to pay this then yes the doctor deserved to be compensated for the consult from the 3rd party. This however would not excuse the doctor from liability to the subject of the consult if anything physical is done to said subject without his consent, if defamatory statements are made, if said subjects privacy is violated, or said subjects rights are otherwise violated.
None of this gives the doctor the right to receive compensation from an insurer who never agreed to pay the doctor. Insurance is a contract between the insured and the insurer and only covers those items in the insurance contract.
If the insurance contract does not cover checkups or only covers sick persons and this person is seeking a checkup or is not sick then there is no insurance coverage and it is a crime insurance fraud to make a false diagnoses to defraud the insurer and steal money from the insurer.
Insurance rates are determined by the coverage provided, If the insurance covered things like check ups and other times when a person is not sick then the insurance would be more expensive. The insured decided to buy the policy with less coverage which is less expensive, that is a decision of the insured and there is simply no basis for the doctor to lie to steal money from the insurer.
If an insured has auto insurance but only has liability coverage and not collision and the insured gets in an accident can the insured or his agent lie and claim someone else caused the accident if they did not, what if it were a one person accident can the insured make up a false story about the cause of the accident or claim injuries they do not have, of course not, that is insurance fraud. Likewise if a doctor lies to obtain money from an insurer.
The thing that makes doctors lying to obtain money from insurance companies so egregious is that the insurance company is not the only one harmed by this. If a doctor says a person is mentally ill and the person is not that is defamatory to said person and causes harm to such person. If a doctor falsely imprisons a person in a hospital and then lies to get money from an insurance company such insurance fraud causes harm to the person falsely imprisoned. One way to make sure doctors pay when they falsely imprison people or lie and claim a person not mentally ill is mentally is is to be sure to notify the insurer of the insurance fraud. Some insurance entities provide money to informants of said insurance fraud.
Another issue regarding insurance fraud is when a hospital and their employee board certified physicians who never examined, met, or spoke to the person and who were not even on the premises at the time bill large amounts of money for a one minute insurance inquiry by an unsupervised resident who is not competent, not certified, not licensed, with no medical degree from any US accredited medical school and do not speak English. They pay the resident around $10.00 an hour and then bill at a rate of several hundred dollars an hour and keep the money for themselves. This in addition to the fact that the doctor and resident are not entitled to any money because no one agreed to pay them any money
Psyclops said:
You don't think a doctor deserves to be compensated for a consultation? Get real. Look to the insurance companies if you ave a problem with the way things work.
