which gets u the most money

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7on/7off @ 80hrs/week.
So that's $54/hr x 80hrs for retail and ~$48/hr x 80hrs for hospital...

$54 x 80hrs = $4,320 x 52weeks (divided by 2) = $112,320
$48 x 80hrs = $3,840 x 52weeks (divided by 2) = + $99,840
.................................................................................
................................................................. $212,160
................................................................ - $84,864 (40% for taxes, etc.)
................................................................................
..................................................................$127,296 profit
OR
You could open your own pharmacy for 80hrs/week.

Note: Certain 7on/7off jobs may reduce your required hours to as low as 70hrs/week, but pay you for 80hrs.
 
non-profit hospital w/ IBR + PSLF assuming you have federal loans.

Time to payoff: 10 years, approx. $100k.

and no i'm not gonna answer what IBR+PSLF is again.
 
non-profit hospital w/ IBR + PSLF assuming you have federal loans.

Time to payoff: 10 years, approx. $100k.

and no i'm not gonna answer what IBR+PSLF is again.

^^what this guy said. although is PSLF a real acronym?

although really IBR will work pretty much anywhere.

But really to answer the op, retail pays the most.
 
You're really asking this? Prepare to get smashed by everyone.

It's a legitimate question. It's funny how so many in our field pretend that potential income has so little influence on career decisions.
 
7on/7off @ 80hrs/week.
So that's $54/hr x 80hrs for retail and ~$48/hr x 80hrs for hospital...

$54 x 80hrs = $4,320 x 52weeks (divided by 2) = $112,320
$48 x 80hrs = $3,840 x 52weeks (divided by 2) = + $99,840
.................................................................................
................................................................. $212,160
................................................................ - $84,864 (40% for taxes, etc.)
................................................................................
..................................................................$127,296 profit
OR
You could open your own pharmacy for 80hrs/week.

Note: Certain 7on/7off jobs may reduce your required hours to as low as 70hrs/week, but pay you for 80hrs.

I love how this comment precedes your signature line that says:

"I will not respond to threads about salary, pregnancy, & the differences between retail & hospital pharmacy. Use the search function!"

Also, it's so sad to realize that doing twice as much work (80hrs/week) puts very little additional cash in your pocket......gotta love taxes 🙄
 
It's a legitimate question. It's funny how so many in our field pretend that potential income has so little influence on career decisions.
Oh it is a legitimate question that has been beaten to death about 100 times already. It also is mentioned in every other thread. It takes only a pulse to find them.
 
Also, it's so sad to realize that doing twice as much work (80hrs/week) puts very little additional cash in your pocket......gotta love taxes 🙄

80 hrs 1 week on/1 week off = 40 hrs every week.
 
ok so once i graduate, which setting will help me pay off my 200k loan the fastest: retail, hospital, teaching, other???

Work retail, dont let the govt take all your money, claim some dependents and if you owe a few dollars at tax time at least you didnt give the govt an interest free loan! Try to keep as much as you can...
 
If you're concerned about money, go into upper-level management.
 
7on/7off @ 80hrs/week.
So that's $54/hr x 80hrs for retail and ~$48/hr x 80hrs for hospital...

$54 x 80hrs = $4,320 x 52weeks (divided by 2) = $112,320
$48 x 80hrs = $3,840 x 52weeks (divided by 2) = + $99,840
.................................................................................
................................................................. $212,160
................................................................ - $84,864 (40% for taxes, etc.)
................................................................................
..................................................................$127,296 profit
OR
You could open your own pharmacy for 80hrs/week.

Note: Certain 7on/7off jobs may reduce your required hours to as low as 70hrs/week, but pay you for 80hrs.

you still get hit with that much tax even with outstanding school loans??
 
Only on your way there :laugh: right? Because once you're up high enough, things should get better, I think.

You still kiss ass...you will always have someone you gotta answer to..And its a long way up there...a long way...i was never an ass kisser...i was never a corporate man...so i dont know anything about upper management other than its a lot of ass kissing...i was more concerned about the patient...now, im concerned more about the pt...cuz a happy and healthy pt is a pt that keeps coming back 🙂
 
you still get hit with that much tax even with outstanding school loans??

School loans play no role in how much tax you pay...you wont get any tax deductions...you make too much money...School loans is still debt...even if you owe the govt...
 
The question was about paying off student loans. I didn't have to compare salaries. So yeah... there's a difference.
 
The 40% is exaggerated a tad to account for misc. expenses off the top.
 
School loans play no role in how much tax you pay...you wont get any tax deductions...you make too much money...School loans is still debt...even if you owe the govt...
yep
 
The question was about paying off student loans. I didn't have to compare salaries. So yeah... there's a difference.

hmmm...good looks and brains...🙂 You are correct, the question was about paying off loans...SZ251, she got you there...:laugh:
 
School loans play no role in how much tax you pay...you wont get any tax deductions...you make too much money...School loans is still debt...even if you owe the govt...

yup...income phase outs and AMT are not our friends 👎
 
School loans play no role in how much tax you pay...you wont get any tax deductions...you make too much money...School loans is still debt...even if you owe the govt...

🙁 thats messed up lol. Thanks for clearing that up
 
🙁 thats messed up lol. Thanks for clearing that up
You could still benefit your first year *IF* your income is at or below approx. $75,000, which is likely if you don't have a part-time job your P4 year and it takes you some time to get a job after graduating and getting licensed.

But most of us, including myself, will make more than the cutoff.

*knock on wood*

Well... I hope I make more than the cutoff. I keep having this fear that I'll get hit by a bus or something tragic before I get licensed... :scared: Idk. It's 8 years of college for me, and my first year since 1989 that I won't be a student.
It's sorta like these 2012 freaks who think the world will end in 2012, because the ancient people were too lazy to write past 2012... errrrr... I mean... I'm thinking the world will end, because I can't see myself as not being a student.
Or just call it 'worrying about fate' or 'hysteria'. :scared:
 
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