The nice long CVs are nice but unless they are very, very impressive, the cv doesn't help you that much financially. Colleagues who work at big name medical schools are all making <$70K, so what is the point?
I was lucky enought ot be offered a post-doc at University of Washington School of Medicine; however, I decided not to take it because the pay was SO low (around $29K), especially when you consider that you had to live in Seattle. What sealed my rejection of the fellowship was that after licensed, a psychologist there make $42-5K.
Instead, I am now working at a V.A. hospital as a clinician and about two-thirds done with my post-doctoral master's in psychopharmacology. I should be prescribing by August. It makes me feel good to be taking this course of action because 1) There is such a great need for medication prescribers, especially when done in conjunction with psychological interventions and 2) When one can prescribes, you are in demand.
One thing that really hit me hard about the profession is the view that psychologists are disposable. IOW, we are not seen as unique or contributing anything noteworthy. Another thing is how little we make, especially when you consider the training we receive. NOT WORTH IT, lol