U.S. Physician Salaries - Ongoing Salary Survey
*Survey includes base salaries, net income or hospital guarantees minus expenses
June, 2003 - Present
Note, only one of those crested the "norm" of a million dollars you stated earlier (Spine).
2010 Basic Officer Military Pay Chart
The problem with you quoting that chart is that you are deluding yourself to what it means.
Number one, that is a military pay chart. It isn't a salary chart. So multiply all of those by 24 (pay dates per year).
Here are lists of yearly salaries for you to see the difference (from 2009, including housing allowances, etc). Second, you put in your 20 years, and you get 50% of your highest 3 years for the rest of your life. Plus 2.5% for ever year over 20 up to a total of 75%. That's not invested money, it is just continued salary. I, for one, think that soldiers deserve it. But to ignore it is laughable.
So, is it "fair" for the O-10 that isn't on the battlefield to earn 500% more than the E-1s out there dying? Especially since most officers go through OCS and don't experience fighting to begin with? This isn't the Civil War, you don't move up in rank by taking the sword of the guy who fought and died next to you.
Also, I'm sure the dentist in your family makes more than the doctor in your family. Is it fair for the guy that makes teeth white to earn more than the one saving kids' lives? Do you rail about that on dental message boards?
As mentioned before, insurance companies aren't and never have been around to help people. They are there to make money, and always have been. That's why risky bids always cost more to insure. Think single teenage male vs adult married woman when it comes to driving.
I have had 3 elective surgeries simply because I was insured at the time. I was living before the surgery, but my quality of life might not have been as good. However, since I had paid into the insurance industry probably more than 40K since I started working, I damn sure was going to get some of it back rather than continue to give. Had I had to pay out of pocket, I would have waited for my surgeries. OTOH, I also would have had a lot of discretionary money laying around that I hadn't paid to insurance companies.
Remember, most of us are paying interest on insurance premiums we paid in college/med school with our loans, since they were required.