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As many of you know I haven't been working full time for the last 4-5 months or so. Contracts ended and it's time to find something permanent. Need to stay in the area so responses like "all those jobs are terrible move and find better ones" are not useful.
option 1- all outpt cmhc. Pays 170k a year plus benefits(but not good ones...they fund a 401k at a paltry 3% matching but only after 1 year, the health insurance they offer isn't cheap or that good or subsidized much, and they cap cme/license/whatever reimbursement at 750 dollars per year). 4 weeks total sick/vacation. Would be 40 hours per week with 'phone pager' call for late night emergencies one week per 6. You get 15 minutes for f/us but only 75% of the patients show on average so in reality you're going to average 3 followups per hour. They give you 30 mins for intake but the therapist does an intake before you where they collect a ton of info to make it quicker for you. There is no non-clinical time so you are expected to chart on your own time(for
me that would be during the visits and during no shows). It's pretty much a strictly med mgt job(obviously).
option 2- all inpatient job at smaller outlying hospital. No salary or benefits. Eat what you kill, but the problem is the unit caps at 14 patients. In exchange for me signing on they are willing to give me exclusive access to all those patients. Some are not going to be insured of course, and I'll still have to see them(and that of course is going to reduce the number of possible paying patients). No subsidy, and I pay for everything on my own(my malpractice). There is no support whatsoever except granting me complete access to the unit. I'd have to set up my own billing apparatus. I'd have to get on all these panels that I'm not on now and that will take forever. Additionally with the way deductibles are now, I'm worried about collection rates even on the insured patients. This job would also require significant travel, which would really prevent me from getting home early to then do some other outpt work(it would be a long ass commute, even if I moved to the more convenient side of town). With this job I just worry about the total reimbursement potential in terms of what my collections would actually be. A few of the 14 beds at least are probably going to be taken by uninsured patients(or patients where the ins company stiffs me or cuts off the stay). Given all the dollars I would have to pump into this job(buying my own malpractice, setting up my own billing/collections) and the way the reimbursement is going to be essentially capped and problems with collections I would anticipate, I don't know that I would even pull 140k from this job after expenses.
option 3- full time job working for a company that contracts out with prisons. It's a perm job that could go on indefinately, but it's actually a contract job. So no benefits. It's also a 1 hr commute one way. The job pays 180k(but again no benefits apart from my medmal being covered and they will cover license fees). Only 3 weeks vacation/sick time. Job is M-F 40 hrs week. I wouldn't actually have to see the patients in the prison, but in an outpt multispecialty clinic(really just psych and primary care it seems). Don't really know a lot about prison work or this population. They told me I would be expected to see about 20 patients a day from various jails/prisons(and I think some probationers and parolees too). On paper this doesn't look so bad but I don't really want to work with this population.
So.....which one would you pick?
option 1- all outpt cmhc. Pays 170k a year plus benefits(but not good ones...they fund a 401k at a paltry 3% matching but only after 1 year, the health insurance they offer isn't cheap or that good or subsidized much, and they cap cme/license/whatever reimbursement at 750 dollars per year). 4 weeks total sick/vacation. Would be 40 hours per week with 'phone pager' call for late night emergencies one week per 6. You get 15 minutes for f/us but only 75% of the patients show on average so in reality you're going to average 3 followups per hour. They give you 30 mins for intake but the therapist does an intake before you where they collect a ton of info to make it quicker for you. There is no non-clinical time so you are expected to chart on your own time(for
me that would be during the visits and during no shows). It's pretty much a strictly med mgt job(obviously).
option 2- all inpatient job at smaller outlying hospital. No salary or benefits. Eat what you kill, but the problem is the unit caps at 14 patients. In exchange for me signing on they are willing to give me exclusive access to all those patients. Some are not going to be insured of course, and I'll still have to see them(and that of course is going to reduce the number of possible paying patients). No subsidy, and I pay for everything on my own(my malpractice). There is no support whatsoever except granting me complete access to the unit. I'd have to set up my own billing apparatus. I'd have to get on all these panels that I'm not on now and that will take forever. Additionally with the way deductibles are now, I'm worried about collection rates even on the insured patients. This job would also require significant travel, which would really prevent me from getting home early to then do some other outpt work(it would be a long ass commute, even if I moved to the more convenient side of town). With this job I just worry about the total reimbursement potential in terms of what my collections would actually be. A few of the 14 beds at least are probably going to be taken by uninsured patients(or patients where the ins company stiffs me or cuts off the stay). Given all the dollars I would have to pump into this job(buying my own malpractice, setting up my own billing/collections) and the way the reimbursement is going to be essentially capped and problems with collections I would anticipate, I don't know that I would even pull 140k from this job after expenses.
option 3- full time job working for a company that contracts out with prisons. It's a perm job that could go on indefinately, but it's actually a contract job. So no benefits. It's also a 1 hr commute one way. The job pays 180k(but again no benefits apart from my medmal being covered and they will cover license fees). Only 3 weeks vacation/sick time. Job is M-F 40 hrs week. I wouldn't actually have to see the patients in the prison, but in an outpt multispecialty clinic(really just psych and primary care it seems). Don't really know a lot about prison work or this population. They told me I would be expected to see about 20 patients a day from various jails/prisons(and I think some probationers and parolees too). On paper this doesn't look so bad but I don't really want to work with this population.
So.....which one would you pick?