- Joined
- Jun 4, 2008
- Messages
- 176
- Reaction score
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My situation- married, no kids. Sold Medical school townhome, have about 45k of equity that I got OUT. I have 100k on the dot of student debt. Wife makes $47k and no kids planned for at least 2 years.
So- combined -$95k/yr
60k savings/left over
I'm doing general surgery, so I'll be in one place for at LEAST 5 years.
-Doctor loan (now 4%/no PMI/0% down), ROTH IRA and save the rest for emergency fund and pay down 6.8% student loans
-IBR for a few months, make big downpayment, get back to paying regular amount on student loans
Just curious because I have lower than average student debt and house prices/mortgage rates are interesting right now.
Thanks!
So- combined -$95k/yr
60k savings/left over
I'm doing general surgery, so I'll be in one place for at LEAST 5 years.
-Doctor loan (now 4%/no PMI/0% down), ROTH IRA and save the rest for emergency fund and pay down 6.8% student loans
-IBR for a few months, make big downpayment, get back to paying regular amount on student loans
Just curious because I have lower than average student debt and house prices/mortgage rates are interesting right now.
Thanks!