Should ASPPB and APA implement standards requiring cohorts in the 10-20 or lower student range for APA accredited doctoral level psychology program?
My gut/emotional instinct/bias is to say "yes." Having gone through a small cohort training model (my mentor had ~4 students in her lab each year I was there), I can't imagine how students would get even close to the same level of training in non-mentor model programs with dozens of students in each cohort. On the other hand, because I was well trained in a small-cohort, scientist-practitioner model program, I would say that APA should base any decisions regarding mandated cohort maximums on empirical data pertaining to training outcomes (I don't know what that data says- or even if it exists).
The for profit model used by these programs makes it easy to exploit and manipulate the whole system of psychology training.
Argosy wasn't involved with just psychology training- they equally exploited customers in other disciplines. That why I think this is bigger than APA. As you hint at later in your post, there are overriding issues with overall student loan eligibility, availability, and use that make such exploitation possible.
Does there need to be some regulations in place where all doctoral level psychology training is only provided where students are fully funded similar to having scholarships so the Student Loan system is not the major funder, but only used as a last resort for extended funding for housing and extras.
IMHO, only if such a model is able to meet the demand for well trained psychologists. If not, some hybrid model may be necessary. With the current model and a relatively large amount of doctoral program in the region (Southern New England/New York), we cannot find appropriately trained psychologist. It's a relatively easy job (but you need to know what you're doing and can't take short cuts), with good pay and benefits. It just seems that there are not enough psychologists appropriately/adequately trained.
I have heard of students getting a 50,000 student loan for a year and buying a brand new BMW rather than using it for their education.
Issues of morality/appropriateness aside, they will end up paying 80-90K for that car, assuming 20 year repayment at ~6%. They may thing they are pulling one over on the system, but they will be obligated to $300-$400 worth of loan payments for probably 10 year after they have gotten rid of that car. If there is one lesson that has been learned- for good and for bad- over the past decades it's that the actuarial tables don't lie- if the grid says you can't afford the loan, then taking it out (or giving it to you) will end poorly for both the borrower and the lender (or at least the end holder of the note).
There almost needs to be a plan developed where these students could transfer to APA accredited programs where 2-5 students could be placed in each of the APA accredited programs...
I don't know how to say this without coming across as "snobby," but this suggestion ignores the fact that many (most?) of these students are just not capable of meeting the academic demands of low-cohort APA accredited programs. I have read writing samples from upper level students at the "local" FSPS. Had these been submitted for even the first assignment in my grad-program, there would have been a meeting called amongst the faculty to determine the best course of action for dealing with a student who was clearly not prepared for that type of training. I am not saying that this is the way it should be, just the way it is. I think that many of these Argosy customers (not all) received pretty clear feedback (in the form of lack of not just acceptance to, but even consideration for, more intensive programs) that they were not prepared for doctoral level training in psychology. Many ignored that and, rather than making themselves more prepare, opted for a program with not admission standards other than loan qualification.
I think APA needs to reconsider the for profit PsyD or PhD programs and make regulations to restrict this event from ever happening again.
I just don't think that APA should be responsible for evaluating or judging financial matters. I feel that if they really focused on evaluating clinical training and outcomes in the context of more than the minimum criteria for effective outcomes, then the problems with the Argosy's would be taken care of without the need to add accountants and MBAs to the accreditation team.
There seems to be some information that other PsyD for profit programs could soon have similar restrictions on their Federal Loan allowances making it more difficult to recruit large cohorts of marginally qualified students in the future with more expected closing of programs.
This is where, IMHO, the change needs to occur.