- Joined
- Nov 23, 2010
- Messages
- 216
- Reaction score
- 95
Hey guys,
I avoided credit cards like the plague during undergrad but have recently starting to run into some of the repercussions of not having a credit score (e.g., not getting certain discounts on my insurance). I know I can't avoid credit forever, and the most obvious choice seems to be to just break down and get a credit card, but I'm wondering how smart this would actually be since I'm only two months from starting vet school.
I'm going to be relying on student loans for my living expenses, and thus will be setting a tight budget for myself. If I used the card in accordance with this budget, like for gas and groceries or whatever, could I then use my student loans to make the card payments? Would that actually work to build up my credit score, since the student loan money itself is debt?
Anyone have experience with/suggestions for building credit during vet school?
I avoided credit cards like the plague during undergrad but have recently starting to run into some of the repercussions of not having a credit score (e.g., not getting certain discounts on my insurance). I know I can't avoid credit forever, and the most obvious choice seems to be to just break down and get a credit card, but I'm wondering how smart this would actually be since I'm only two months from starting vet school.
I'm going to be relying on student loans for my living expenses, and thus will be setting a tight budget for myself. If I used the card in accordance with this budget, like for gas and groceries or whatever, could I then use my student loans to make the card payments? Would that actually work to build up my credit score, since the student loan money itself is debt?
Anyone have experience with/suggestions for building credit during vet school?