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- Aug 5, 2006
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Before residency begins, I was considering getting a disability insurance policy. I read the article on the White Coat Investor which strongly advocates for it. However, do you feel that it is necessary to start as a resident to lock in a low-price policy? Currently, Guardian would insure me for $60/month for $4,000/month of coverage with ability to increase coverage, coverage to age 65, portable, and non-cancelable. What are others here doing / what have others done? I could fit it in my budget, but it would come out of attempting to fully fund my Roth IRA or employer-matched 401k.
Edited to add: also covers partial disability and is own-occupation
Edited to add: also covers partial disability and is own-occupation
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