•••quote:•••Originally posted by Scooby Doo:
• •••quote:•••Originally posted by daisygirl:
•I just got my reply from fafsa and my efc is 61,529!!!! I am not rich!!! I have not worked in the past two years-only my husband does, and he did make a lot of money last year (b/c he worked a ridiculous amount of overtime). Will I be able to get unsubsidized stafford loans?? I am starting to get really nervous.•••••Sure sounds like you are rich girl!!
I don't know what to tell you. You will probably not get any loans the FIRST time through but find the school that you are going to and pummel them with letters saying that you need money. BUT, if your EFC is THAT HIGH, then that means your hubby must have raked in over 200K last year or you have at least 200K in the bank. That's enough to pay for all medical school without loans. Not to sound mean, but they will be giving the money to the people who "really" need it. People with EFCs of 10K and more likely 5K and less.•••••My hubby did not make over 200k last year. He made ~114k (it is a lot, but it was an UNUSUAL year of lots of overtime--this year he won't even come close to that). He has some money in retirement funds and I think this is what brought me over the top (and there is not a great deal of moula in those funds). We don't have any liquid assets; all of the money we made went into the home that we bought (lots of work was/is needed). So, although you may not think that I am "needy", I feel I am b/c I don't have a whole lota' cash hanging around.