Well said; In fact IMO, primary care is the hardest specialty.... Now as we know, it is very easy to be a crappy PCP with just referring everyone with more than a stuffy nose to specialists but being truly a GOOD PCP, is very difficult as you need to know a good bit about everything.
As you said, mid-levels are great at following protocols, so is a computer program. We could replace all these newly developed protocols with a Google service; You put in your symptoms and it follows a checklist producing final results (either diagnosis or refer to someone else).
On a separate note, I think this whole concept of checklists/protocols for everything under the sun is really diluting the value of being a good physician....
Also, mid-levels are not just in primary care anymore; They are penetrating all specialties... In fact non-primary care specialties with lot of procedures are threatened more because mid-levels get to do all the procedures that require very little thinking... I was actually talking to a senior PA student the other day, and she thought going into IM is below her (prestige level and all that)....
Amen to that!
IMO, a better argument would be that the disparity in pay should more closely mirror the difference in training time... I mean an IM sub-specialist should not be paid the same as general IM physician b/c they had more training, however, a GI shouldn't be paid 5x a general internist b/c their education is not 5x longer.
To my knowledge most insurance companies don't cover true elective procedures... However, if it is affecting the quality of their life, then it should be addressed.... If we follow your argument it can be taken to extremes; For instance, viral URI is not really a medical necessity and any medication (e.g. decongestant) is only for quality of life improvement, but I think we all would agree that insurance should cover that.
But allowing for quality of life procedures/care can also be taken to an extreme, so I guess there needs to be a happy medium.
I think you have some good points about malpractice reform but I don't think that would have as much of an effect as you'd think. For instance in the ED physician example that you used, I don't think the reason for all those tests are fear of malpractice (that's more of an excuse). Under the current reimbursement models, ED physicians will continue to order all those tests, because fundamentally that's how they were trained. I've worked with physicians in very litigious states who barely ever ordered unnecessary test. They would document their physical findings and rational for not ordering a test and they have never successfully been sued (yet). If you are a competent physician who has been trained properly and provide the standard of care you are going to be fine...
The problem is that the reimbursement model is based on quantity of care versus quality of care. The ED physician brings more money for the hospital if s/he orders the unnecessary CT scan and frankly most of them don't know how to evaluate a patient with out it (it's part of their ABCs (airway, breathing, CT scan)).... However, if the government/insurance stopped reimbursing hospitals for all those CT scans they would drop dramatically.
Also the other contributing factor to unnecessary tests are health record mobility issues. Every time you go to a new doctor/hospital every single test that you've had done for the past 5 years has to be repeated because the records are not shared between healthcare systems.
As I said, although malpractice needs to be reformed, IMO changing the models for pay as well as improving health record mobility will have much higher impact on cost than malpractice reform.