There's not a set ratio in general, but if you were to take all the individual parts of an atom and weigh them out, and then put the atom together and weigh that, the atom itself will always weigh less. The discrepancy in mass is called the mass defect for that atom...and I don't think it's any set ratio.
The mass defect is caused by turning mass into energy that binds the atom together, that's called the binding energy.
If you plug the mass defect (weight of separate constituents summed up - mass of the atom) into e=mc^2, you'll get the binding energy.
Hoofah!
edit:
whoops, I'm not sure I really answered your question haha, but the ratios would be different for every atom if you wanted to compare the weight of a given atom to the weight of an electron or other particle ;0