Pharmacist Liability Insurance

[VictorOfHungerGames]

Who's got the malpractice insurance and what's a good one to get? how much?

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[PharmDBro2017]

HPSO is my recommendation. Cheap and they cover most things that other companies don't (sterile compounding, etc).

 

[JustFillIt]

I go with pharmacist mutual

 

[Rouelle]

I do pharmacist mutual as well. Sterile compounding is an optional add-on.

 

[GradVantageRx]

Pharmacists mutual is who I've always used. The policy seems fairly comprehensive.

 

[PharmDBro2017]

How much do y'all pay for Pharmacist Mutual, and how much is the sterile compounding addition?

 

[JustFillIt]

I don’t do the compounding part but it’s like 110 dollars for a year or something like that.

I think HPSO and pharmacist mutual are the 2 big ones. I don’t think there is much difference between the two.

 

[Rouelle]

I want to say the sterile compounding is another $100 per year.

 

[mentos]

I pay $147 for HSPO. If pharmacist mutual costs $110+$100 for sterile compounding then HSPO seems to be the best deal.

 

[Dred Pirate]

I used pharmacist mutual for years - from Iowa, and we had their owner speak in our law class. After the NE compounding cluster F - they added sterile compounding as an extra rider- which pushed them more expensive than HSPO - so I changed. Now that being said, I would rather go with who has the best track record, (saving $100 a year means nothing if you get hit with a lawsuit) but I have not heard anything negative about either company. I only do minimal sterile compounding (during codes, etc) - and you can argue that isn't sterile. So I likely won't ever use the rider, but if makes me feel better having it. FWIW