SDN Members don't see this ad. About the ads. Hello, I was accepted to 2 DPT programs. School A is higher ranked, out of state, and will cost me $109K total. School B is lower ranked, in-state, and will cost me $83K total. I already have $59K debt from undergrad, part of which is from private loans. Would it be financially insane to go to school A which costs more but much more prestigious and attractive? Or is it wise to settle with school B which has a somewhat questionable reputation but is an accredited program nonetheless? A couple of other things to consider - attending school A costs $47K for the first year. Only $20.5K will be covered by federal loans, so I will need to take out $27K in private loans. For both schools, I will also need to take out private loans to pay for living expenses (e.g. car, rent, health insurance, car insurance, food) for at least my first year. In summary, I am looking at $168K + living expenses for school A or $142K + living expenses for school B. My parents can't help me financially with ANYTHING, so I have to rely heavily on loans just to get by. School A is UMDNJ Stratford and school B is Widener. Advice?