Every 4 months I check my credit with one of the 3 for free at
www.annualcreditreport.com. Do I really need the magic pin number?
Very good that you already knew about the free reports. You are already ahead of the game compared to many people.
Every 4 months, I check the inside of my car. If it is dirty with mud, I will clean it.
Then, I will leave the windows open. 4 months later, I will check the inside of my car. Then...
Every 4 months, I check the inside of my car. If it is dirty with mud, I will clean it.
Then, I will leave the windows open. 4 months later, I will check the inside of my car. Then...
Every 4 months, I check the inside of my car. If it is dirty with mud, I will clean it.
Then, I will leave the windows open. 4 months later, I will check the inside of my car. Then...
Repeat for the rest of my life....Or,
Roll up the windows before the first messy mess, keep the KEY TO MYSELF.
Or, do Security Freeze and you are protected for the rest of your life. One setup, done.
Yes, you will need the magic PIN NUMBER, which you will NEVER NEVER NEVER give to creditor when you apply for credit account, even if they ask.