SDN Members don't see this ad. (About Ads) Hey guys, I'm sure this has been asked before but I couldn't find it after a quick search. Do HPSP student qualify for a VA home loan? I've gotten a civ deferment for residency, but I'd like to take advantage of the program if I can. I just got off the phone with one of the representatives and he said you have to have 90 consecutive days of AD, which I did last year, but that nothing counts until I'm actually in my payback period. Thanks for any light you guys can shed on this.