SDN Members don't see this ad. (About Ads) Hello fellow SDNers, I'll be starting a Clinical Psychology PhD program this August.I know I'm thinking WAY ahead, but honestly my financial situation for the next few years is stressing me out so I thought I'd go ahead and see if anyone has any insight. I was lucky enough to get into a fully (?) funded program right out of undergrad. The question mark is because I'm not sure if it counts as fully funded--they say that in the last 10 years all of their students received a stipend and tuition waiver every year, but they can only guarantee two years at a time due to state law. Anyway, while the stipend and tuition waivers are great (and I am very grateful!!), they are unfortunately not enough for me to cover all of my expenses (I am buying a car, and that's the main reason). So, my question is--is it too early to ask my advisor about summer funding (summer after first year)? Our stipend only covers 9 months, and I would much rather spend my time working in the lab than finding some random barista job (not that there's anything wrong with that!) However, if she doesn't think there will be any money for it, I would rather know ahead of time so that I can maybe start looking for a job (and possibly start working part-time before the summer so I don't feel too bad about getting a job for 3 months and then quitting). I am trying to avoid taking out extra loans for as long as possible (because I'll already have a loan out for car payments). Thank you in advance for any advice--this has been making me super anxious, so I would really appreciate any insight you guys have!