Derm is a great field, no doubt. But if a cushy lifestyle and high salary are your goal, why did you go to medical school in the first place? It astounds me how medical students think that $200k as a dermatologist is the end of the rainbow and worth the tremendous amount of effort and success needed to secure a derm position. Don't medical students realize that $200k, though an outstanding salary, is peanuts compared to what a highly intelligent individual can earn in fields such as investment banking by working equally hard during one's 20's and 30's?
Ironic that the best medical students, who often go into derm for the wrong reasons, don't recognize that 200k isn't that much money -- if money is what you want. Just wait until you finish residency and start practice in Boston, NYC, or San Francisco where those very ordinary little three bedroom houses in nice suburbs are going for $800k these days. Then you have your loans, your childrens' educations to worry about, property taxes, car payments (if you're one of those tool docs who wants to drive around in some lame ass, overpriced German car with vanity plates [initials, MD] ugh). That salary disappears rather fast; hope you enjoy your work, get my point?