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I am finishing my undergrad program during which I had unsubsidized Stafford loans. I am entering my first year of DPT program this June and I am not sure how to proceed to ask for deferment of these Stafford loans since I will be going to grad school full time. Is this automatic or do I have to wait until after the 6-months grace period then request deferment? The Exit Counseling at my undergrad school is not saying anything. I am planning to take out Stafford and GradPlus loans during PT school. Thanks!