- Joined
- Aug 4, 2017
- Messages
- 244
- Reaction score
- 224
Last edited:
Thank you for the insight. Having kids and being close to family will be helpful, even if my in laws don’t agree to free babysitting lol. Just the support and guidance w having a first child and the familiarity of the area will be intangible to my wife’s mental health I think. We are thinking of having a kid sometime between second and fourth year.
My wife’s job is transferable as she is a speech therapist but she has networked in the area we are in now and has many connections should she wish to transfer jobs or pick up additional hours. Moving to a new place wouldn’t likely mean she would be out of work for an extended time, just that she would lose the connections at the on-the-side PRN gigs she has. Fortunately she makes enough that we should be able to cover our cost of living completely without additional loans.
I understand opportunity differences based on school prestige aren’t relevant in private practice, but I’ve heard differently about trying to get into competitive specialties or academic Medicine. Also of note, my wife and I want to eventually end up in the Carolinas for residency. Unfortunately no Carolina school came knocking, but with us being location specific for residency, I didn’t know if a bigger name, less “regionally based” school might impact chances at residency placement in a different region of the country. It’s hard to “cast a wide net” when your partner has a specific end destination in mind.
Sent from my iPhone using SDN mobile
It is Case Western (hometown, work as nurse in home hospital already) vs Univ of Cincy.
I’m undecided but internal medicine subspecialties interest me most, thinking that I want academic clinician educator career. And as I said, wife’s desires make it fairly location specific with what we want for residency placement (southeast, love NC in particular, fam in Durham)
Sent from my iPhone using SDN mobile
$220k of debt is no joke - I’m living that dream right now, and wouldn’t want to think about $330+. I would without a doubt go with the less expensive option, there’s zero chance that it’s worth it. In my opinion, going to a different center than the place where you were a nurse is also a benefit. My .02.
While this may not be as applicable with the options in this thread, I did go to a school that was substantially more expensive, and I don't regret it for a second. I think my education was better, my opportunities were better, and I think I was happier.
U Cincinnati is on par with Case. No reason to take on the extra debt. Good luck.
This makes the answer difficult. Case is an excellent school. The other pros of staying in Cleveland would also weight my answer in your favor. Unless you're planning on going into a long research-only career or a very-low-paying specialty, I'd say the extra 115-120k debt is totally manageable. Reading your OP, it also sounds like you're going to regret the missed opportunity, so go with your heart here. You'll be fine financially.
Manageable? Probably. But not worth it. Cannot understand why you'd recommend taking on so much extra debt without any real advantage. Kids are expensive, and that extra 120k will be a real hardship.