Hey! I am in a similar boat too actually and plan on applying this cycle.
My GPA is <3.0 in undergrad for both science and cumulative. I did a masters in public health and graduated with a 3.85 GPA and I am currently in an SMP program where this is my last semester and most likely getting a 3.3-3.4 GPA and I just received my first C+ in this program. I am not sure what my chances are anymore with the SMP and I just feel so discouraged right now. I want to apply to MD schools, I was also thinking DO however my advisor told me since I never shadowed a DO it will be harder for me to get in. Either way I have always leaned towards MD. I am an URM female as well.
I have lots of clinical hours, research hours and strong LOR from my courses as well