8 month-long break -- will this be a problem for me when I look for work?

[mrlantern]

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I want to quit all of my current associate positions and take an 8 month break. It's not like I enjoy my jobs anyway, so it's not a big loss to me if I quit or get fired. But there is the possibility that my bosses will not pay me for the last two weeks of work, which I won't give a crap about it. ( if the offices ever contact me regarding an unhappy patient of mine, I can use my missed paycheck as a negotiation tool, and ask them to takeover the patient responsibility as a courtesy. The office doesn't give me my last paycheck and they bear responsibility of any dissatisfaction arising from my dental work after I leave-- Fair Deal for me ! )

Overall, my personal finances will be an issue but I can delay making loan repayments by filing an economic hardship request. And with the balance remaining in checking account, I should be financially self-sufficient for 8 months without work. I'm estimating that I'll have exactly $500 remaining in savings by the time I'm over with the 8 month break.

But my main problem is what will happen when I start looking for work again after my break is over. How much will this hurt me when I start looking for dental jobs again ? And by how much will this 8-months hiatus affect my current ability to do dentistry?

 

[Cold Front]

It is what it is.

8 months can set your clinical skills back, but it will take a week or two to get yourself back in gear when you find a new position. More importantly, your lifestyle will change even if you think it won't, specially if you were pulling $100k+ a year. Those are the main things you have to live with during the hiatus.

Finding a new position also needs time, unless you have something lined up. Your new employer should not care why you decided to take a break, but mostly wants to see if you can produce for him/her.

 

[maidenlane]

I took five years off. How hard will it be for me to find a job?

 

[Daurang]

I want to quit all of my current associate positions and take an 8 month break. It's not like I enjoy my jobs anyway, so it's not a big loss to me if I quit or get fired.

But my main problem is what will happen when I start looking for work again after my break is over. How much will this hurt me when I start looking for dental jobs again ? And by how much will this 8-months hiatus affect my current ability to do dentistry?

Take into consideration your job search will be horrible a year from now as the economy shed a couple millions more jobs and may drop back into another recession. Other than that, your dental skills will not be affected so feel free to go for it if you must.

I took 18 months off after graduation to do nothing and then took associate positions only a few months before opening my practice. I didn't care about by student loans and didn't even bother with deferment/forbearance during that time. My FICO score dropped to the 500 range but what they gonna do to me? Nothing! What they gonna get out of me ? Nothing! You'll have a lifetime to pay back your loans. You'll have a whole lifetime of working hard to pay for yours AND everyone else's welfare, healthcare, mortgage, social security, pension, etc. so just take it easy. When you have kids in school later, then you really regret not taking extensive time off to travel or kick back just for yourself. I am glad I did it and plan on doing it again.

 

[Cold Front]

Take into consideration your job search will be horrible a year from now as the economy shed a couple millions more jobs and may drop back into another recession. Other than that, your dental skills will not be affected so feel free to go for it if you must.

I took 18 months off after graduation to do nothing and then took associate positions only a few months before opening my practice. I didn't care about by student loans and didn't even bother with deferment/forbearance during that time. My FICO score dropped to the 500 range but what they gonna do to me? Nothing! What they gonna get out of me ? Nothing! You'll have a lifetime to pay back your loans. You'll have a whole lifetime of working hard to pay for yours AND everyone else's welfare, healthcare, mortgage, social security, pension, etc. so just take it easy. When you have kids in school later, then you really regret not taking extensive time off to travel or kick back just for yourself. I am glad I did it and plan on doing it again.

Whoa... few years ago lenders were ok with such score, but not anymore.. Lately, I think you would to need at least 650-700 to be considered, specially for a mortgage or an auto loan. But then again, scores can go up fast if you want it to.

 

[Daurang]

Whoa... few years ago lenders were ok with such score, but not anymore.. Lately, I think you would to need at least 650-700 to be considered, specially for a mortgage or an auto loan. But then again, scores can go up fast if you want it to.

Yes...only a few years ago, banks have dentist-only mortgage where you just show your license and you got it. I recently spoke with one of your ortho instructors on the first floor who couldn't get a mortgage because they insisted on at least 2yrs income tax return.

 

[wantVCUdental]

Why do you need 8 months off?

 

[Drill Doc]

I took five years off. How hard will it be for me to find a job?

It won't be hard, but do be prepared to provide any possible employer with a written letter explaining why you were not practicing...

 

[Drill Doc]

Take into consideration your job search will be horrible a year from now as the economy shed a couple millions more jobs and may drop back into another recession. Other than that, your dental skills will not be affected so feel free to go for it if you must.

I took 18 months off after graduation to do nothing and then took associate positions only a few months before opening my practice. I didn't care about by student loans and didn't even bother with deferment/forbearance during that time. My FICO score dropped to the 500 range but what they gonna do to me? Nothing! What they gonna get out of me ? Nothing! You'll have a lifetime to pay back your loans. You'll have a whole lifetime of working hard to pay for yours AND everyone else's welfare, healthcare, mortgage, social security, pension, etc. so just take it easy. When you have kids in school later, then you really regret not taking extensive time off to travel or kick back just for yourself. I am glad I did it and plan on doing it again.

I like your style! I did a similar thing also. Just some much needed time off.

Be careful with the loans however....If you default they can suspend your license.