What is your cgpa and sgpa? What are your ECs? No offense, but you might be wasting a whole year anyways. So you have to retake ochem and you can't take it this year,. Forgetting that fact, you are applying and won't be complete anywhere until february. Unless you have ridiculously awesome stats, you may not get an interview at all, and if you do, the earliest you would interview is march or april and based on the past, these dates are usually interviews for waitlist spots. So instead of freaking out, just understand that you likely won't get in this year anyway. Again, not to be a dick, you are just applying very very late. The schools that generally accept january mcats tend to reserve their interview spots for people who have an awesome app, but bad mcat, so they are retaking in jan. This isn't a hard rule, but come the end of february, it could be likely that your app hasn't even been looked at.
My opinion is to stop freaking out, save your money, and have an awesome application for next cycle.