Advice after graduation

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PolyRab19

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Hello, I'm posting here in the non-traditional section because I am a current 4th year pharmacy student, but I wish to apply for medical school after I graduate. Honestly, I want an opinion of whether my situation is salvageble for medical school or whether I need to look elsewhere. Here is some information:

1) cGPA 3.12 & sGPA 3.04 (both undergraduate), PharmD GPA 3.89. My priorities weren't in the right places in undergrad (was in a new relationship at the time), but I have since truly learned how to be a student and fixed up my studying habits. This led to a senior year GPA of 3.7 w/ upper-div science courses and near top performance in pharmacy school.
2) MCAT 498 in 8/2015 (1st attempt). I really know I can do better than this, and I was planning to re-take the exam and changing my studying to be more in alignment with how other successful students have studied.
3) Clinical experience: Currently going through 4th year rotations, which mainly involves working up patients, rounding with the team, and making drug recommendations.
4) Other extracurriculars: Mainly have centered around teaching and mentoring opportunities within pharmacy school.
5) Shadowing experience: Currently 32 hours of shadowing, consisting of MD & DO shadowing within pediatrics and family medicine.
6) Financial situation: Anticipated $200,000 in debt at 5-7% interest. Was planning on working as a pharmacist for a year before applying to reduce this as best as possible.

I've had my heart set on being a doctor almost ever since I got into pharmacy school. Shadowing docs only fueled that desire even more. I couldn't be turned away from the profession no matter what the residents had told me. But, at the end of the day, I need to ask whether becoming a doctor is realistic. Is there a chance I could make this work? Would doing a post-bacc or SMP help my situation? Thanks! (especially for reading through the wall of text if you got to here)
 
Financial situation: Anticipated $200,000 in debt at 5-7% interest.
I am not sure about this, but I thought there is a limit for financial aid loans for professional schools. I guess, if you get in, you will have to take out personal loans.
 
MCAT 498 in 8/2015 (1st attempt). I really know I can do better than this, and I was planning to re-take the exam and changing my studying to be more in alignment with how other successful students have studied
Before anything else, I would suggest you start with MCAT to see if you can get a competitive score.
 
Hi Pasha, thanks for replying. I did end up calling my school's financial aid office to see if I would be able to eligible for federal loans. They said I'm close to reaching the max amount I can borrow, but I would be re-eligible as I pay off my loans. Hence, I was hoping working for 1-2 years before applying and using personal loans as necessary during medical school could help.

I definitely agree about re-taking the MCAT as the first step. I'm really trying to figure out where a post-bacc or SMP would fit in later on, if anywhere, given where my loans are currently at.
 
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