For those docs who are versed in malpractice tail coverage, what do you think about a hospital employed contract with claims-made malpractice insurance, where the hospital will pay the tail but the tail payment is considered income to the physician? Is that something common in contracts? I have heard of occurrence and claims made in private practices where the physician either has no tail due to occurrence or claims made, the physician pays 2.5-3x/ yearly premium for the tail. But I'm not familiar with the hospital employed contract where let's say $40-60K is paid for the claims made tail for the physician who leaves a hospital employed practice but this $40-60K is considered taxable income to the physician. Is this a bad deal for the physician?