All worked up but is it worth It.

[Cozell]

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Ok not rain on anyones parade or put a damper on anyones fall semesters coming up, but I noticed an issue with becoming a doctor.

According to this guy who is apparently a doctor himself we are all screwed.

I know medicine is not all about the money but If i told you that you would be spending 10 years of your life BROKE in College and residency putting in countless hours, Passing up countless girls/movies/parties/family time/your youth to meet that special someone alll to earn 44K a year in a job you work 50-70hours a week at what would you honestly look at me and say.


Starting salary= $130,000
Federal Income Tax= -$29,861 at a tax bracket of 22.97%
Malpractice insurance= -$15,000 (varies significantly by state, but we’ll go with the average)
Student Loan payment = – $3,370 per month (x12)= $40,440
What you have left= $44,699

Full article here http://partyhardpolitics.com/archives/9313

Some of us are in it for the "Patients" but lets be honest most of usdont even know what dealing with these precious "Patients" is really like day to day. So are we Fools for pursuing so virgorously something we could have with an undergrad degree 44k.

Discuss.

 

[StrongSide]

.

 

[Praefectus]

Coming from a non-trad who is working in health care consulting, I can tell you that the corporate world is not all that it's made out to be. Unless you are truly exceptional, you could be at the same salary when you're 30 years old. $45K of take-home pay as a STARTING SALARY is pretty good. What are you expecting?

Yep. Sitting in a cubicle has it's perks, such as.......darn. I can't seem to come up with one.

 

[StrongSide]

.

 

[Rumalum]

bringing home 45k at the end of the day is very good if you ask me. And that's at a very low range for physician salaries. Some smart investing with that money, and you could live pretty much worry free. Also, there are plenty of ways for doctors to boost their salary and a few options to avoid having to pay your loans (albeit with a bit of sacrifice). The fact of the matter is that the world will always need doctors and as long as society says you're a doctor, you have pretty much the best job security possible

you should keep in perspective the father who works 3 jobs at minimum wage and can hardly afford rent. You're not the only one working hard; at least you're rewarded for it though with a good salary and satisfying career

 

[Cozell]

Coming from a non-trad who is working in health care consulting, I can tell you that the corporate world is not all that it's made out to be. Unless you are truly exceptional, you could be at the same salary when you're 30 years old. $45K of take-home pay as a STARTING SALARY is pretty good. What are you expecting?

You have a good point but you have to consider as pre meds we all take some pretty tough classes and if we did well enough to get to med school, we would easily at least pass in the most challenging and finacially rewarding majors (Enginering/Economics/?business?/computer science/healthcareadministration ect.)

Some of those are not even tough majors and they all demand a 80k plus salary mid career or sooner.

Yep. Sitting in a cubicle has it's perks, such as.......darn. I can't seem to come up with one.

like I said I hate to play devils advocate bu lets not incorporate the cons of one thing while not considering the requirements of your assumed alternative to a cubicle.

1 pro of the cubicle is you didnt go through 10 years of training
Hows that
2 pro of a cubicle is you dont owe 100k+

3 this may sum up the pros of a cubicle/granted they are on an opportunity cost margin compared to medical school and have little benefit, when independent. Considering this fact is still relevant.

Lets focus on the nitty gritty here.

 

[Cozell]

bringing home 45k at the end of the day is very good if you ask me. And that's at a very low range for physician salaries. Some smart investing with that money, and you could live pretty much worry free. Also, there are plenty of ways for doctors to boost their salary and a few options to avoid having to pay your loans (albeit with a bit of sacrifice). The fact of the matter is that the world will always need doctors and as long as society says you're a doctor, you have pretty much the best job security possible

you should keep in perspective the father who works 3 jobs at minimum wage and can hardly afford rent. You're not the only one working hard; at least you're rewarded for it though with a good salary and satisfying career

Great point and yes I know we cant forget about that person who is worse off, but I have been that person and im 19 I worked 2 jobs and paided bills for my family for 2 years of highschool and yeah its pretty rough.

Whis is precisely the reason why working like a maniac for 10 years to make 20k more than what I made as a teen can throw not only me but a lot of people for a loop its dishearting honestly.

I love the positivity here though I may seem like a basher I hope this stuff really is not so bad after all I really want to be a physician is why it concerns me and others im Sure.

 

[Verum]

The way i see it is less competition. Less people wanting to become doctors = Less people applying to medical school. Thing is this probably won't sway those i am competing with so it won't matter here. I am still going to do it thought because medicine and science are my passions.

 

[Doctor Strange]

I was having a conversation with a CT surgeon last summer about the tax cuts. He asked me if he thinks we should raise taxes on the rich. I don't think we should, but, out of curiosity, I said yes. I basically got chewed out for the next fifteen minutes.

 

[Rumalum]

Whis is precisely the reason why working like a maniac for 10 years to make 20k more than what I made as a teen can throw not only me but a lot of people for a loop its dishearting honestly. .

well there's more to quality of life than salary. As a doctor, you'll be on your feet, solving problems, and helping people. In the cubicle, you'll be watching the clock with a stack of meaningless TPS reports. If you are concerned about money, you have an enormous variety of specialties you can pursue that pay more. Sure all the big numbers look intimidating up front, but they become very manageable once you starting negotiation contracts, receiving a salary, and maybe even having a second income once you meet someone

 

[StrongSide]

.

 

[ILuvScience]

The way i see it is less competition. Less people wanting to become doctors = Less people applying to medical school. Thing is this probably won't sway those i am competing with so it won't matter here. I am still going to do it thought because medicine and science are my passions.

Exactly. The take home salary is not THAT bad when starting off. There are also other options for loan forgiveness, such as; working in undeserved areas, military, govt programs that will help repay the loans. Also, it disturbs me that so many people invest in this obscene amount of money into the more expensive schools. Yes I would like to go to a Christian Medical School but it is VERY expensive and unless they offer grants or scholarships, I don't think it's feasible. Just think of the doctors who are struggling if there over $250,000 in debt.....Yikes! I'd rather have a career where I'm not sitting at a desk anyway, and why not be doing something you LOVE? I would never want to be at a job I don't like making $100,000 because at the end of the day....money would be the only motivator, and that is not enough for me. What attracts me about being a doctor for a career? Making a difference in someone's life, having the knowledge and training that is not easy to get which is both challenging and rewarding, JOB SECURITY, etc, etc. If the thought of this salary scares you...then should you REALLY be pre-med?

 

[circulus vitios]

I don't have access to Medspace but I'm guessing that $130k starting salary is intentionally misleading, and that the article is just an attempt to further an idiotic political agenda.

MGMA lists the average FP (without OB) salary at $201k. These figures include malpractice insurance premiums. Call the starting salary $175k. Student loan repayments under IBR (300k @ 6.8% on $175k/year income) are ~$2k/month, not $3.4k/month. Some hospitals or groups may offer student loan repayment packages in exchange for so many years of work.

 

[ILuvScience]

I hate to break this to you, but your premedical success does not guarantee you professional success. I was an economics major who took a lot of science classes at a top 3 university. No one is doubting that getting into medical school is tough, but as someone who did well in a "financially rewarding major" and is currently working in NYC (in a "financially rewarding" profession), it's still not an easy life. Plenty of smart people start at our firm and aren't able to perform as well as people who are not as smart. People skills, likeability and other intangibles (things that a "tough major" can't prepare you for) are important in real life too.

On the flip side, for those of you who think there are no perks associated with "having a cubicle," you're also mistaken. Maybe for once see that there are pros and cons to everything. Clearly most of us here have seen more pros than cons associated with going to medical school, but disparaging other careers for self-assurance is pretty narrow-minded.

Correcto! I know people who have their own cubicle and like their job...to each his own. I personally have had my own cubicle and got up every 20 mins lol. I just can't sit down for long periods of time. It drives me crazy!

 

[ILuvScience]

I don't have access to Medspace but I'm guessing that $130k starting salary is intentionally misleading, and that the article is just an attempt to further an idiotic political agenda.

MGMA lists the average FP (without OB) salary at $201k. These figures include malpractice insurance premiums. Call the starting salary $175k. Student loan repayments under IBR (300k @ 6.8% on $175k/year income) are ~$2k/month, not $3.4k/month. Some hospitals or groups may offer student loan repayment packages in exchange for so many years of work.

Bingo. Don't succumb to misleading information people.... if you're passionate about medicine then an article like this shouldn't dissuade you. 🙂

 

[milski]

Yep. Sitting in a cubicle has it's perks, such as.......darn. I can't seem to come up with one.

You can read and post on SDN from there. 😉

 

[Slack3r]

I don't have access to Medspace but I'm guessing that $130k starting salary is intentionally misleading, and that the article is just an attempt to further an idiotic political agenda.

MGMA lists the average FP (without OB) salary at $201k. These figures include malpractice insurance premiums. Call the starting salary $175k. Student loan repayments under IBR (300k @ 6.8% on $175k/year income) are ~$2k/month, not $3.4k/month. Some hospitals or groups may offer student loan repayment packages in exchange for so many years of work.

I was thinking the same thing...

Also, I was under the impression that those salary numbers were reported after malpractice had already been paid, but perhaps I'm mistaken?

 

[chrismenz4]

Cozell, how about you go take a cubicle job... And the rest of us will take the physician jobs🙂

 

[circulus vitios]

I was thinking the same thing...

Also, I was under the impression that those salary numbers were reported after malpractice had already been paid, but perhaps I'm mistaken?

What is the definition of total compensation?
Total compensation is defined as the amount reported as direct compensation on a W2, 1099 or K1 tax form, plus all voluntary salary reductions (401(k), 403(b), section 125 tax savings plan). The amount reported should include salary, bonus, incentive payments, research stipends, honoraria and distribution of profits. It does not include expense reimbursements, fringe benefits paid by the medical practice (retirement plan, life and health insurance, automobile allowances) or any employer contributions to a 401(k), 403(b) or Keogh plan.*

It seems MGMA figures are gross income.

 

[dally1025]

I think EVERY pre-med should learn as much about loans, debt, etc before applying to medical school. You need to know approximately how much debt you'll be in (if it's over 4-500,000 after school it's going to be tough paying that off). Go to the school that's going to leave you with the least amount of debt! As for how to pay it off, I will be living pretty cheaply for a few years after residency (probably living like I'm still on my resident salary so I can make a dent in my debt). After that's paid off you're not living off $45K anymore. There are ways to not go into debt-military, national health corps, and many groups offer loan repayment.

As for the OP's numbers, I'm not sure they're the best representation. Often you never see the bill for malpractice insurance as the group you're working for (assuming you're in a group) will pay it and your salary is what is left (and $130K is pretty low for a take home salary). As for the average loan payment it depends on how much you owe and how fast you want it paid off. When I used a financial aid calculator on my debt I could pay $1500 monthly over 10 years or $2500 monthly over 5 years.

 

[Ironmandoc]

I don't have access to Medspace but I'm guessing that $130k starting salary is intentionally misleading, and that the article is just an attempt to further an idiotic political agenda.

MGMA lists the average FP (without OB) salary at $201k. These figures include malpractice insurance premiums. Call the starting salary $175k. Student loan repayments under IBR (300k @ 6.8% on $175k/year income) are ~$2k/month, not $3.4k/month. Some hospitals or groups may offer student loan repayment packages in exchange for so many years of work.

Thank you!!! The OP is being extremely misleading...hopefully accidentally rather than intentionally.

Using IBR and a salary of 130k, student loan payments will be no more than 1500 a month, not the more than double the OP falsely states. Requiring new physicians to pay about a third of their salary a year in loan payments is ridiculous!!

Look up IBR before posting scare threads like this.

 

[Ironmandoc]

Exactly. The take home salary is not THAT bad when starting off. There are also other options for loan forgiveness, such as; working in undeserved areas, military, govt programs that will help repay the loans. Also, it disturbs me that so many people invest in this obscene amount of money into the more expensive schools. Yes I would like to go to a Christian Medical School but it is VERY expensive and unless they offer grants or scholarships, I don't think it's feasible. Just think of the doctors who are struggling if there over $250,000 in debt.....Yikes! I'd rather have a career where I'm not sitting at a desk anyway, and why not be doing something you LOVE? I would never want to be at a job I don't like making $100,000 because at the end of the day....money would be the only motivator, and that is not enough for me. What attracts me about being a doctor for a career? Making a difference in someone's life, having the knowledge and training that is not easy to get which is both challenging and rewarding, JOB SECURITY, etc, etc. If the thought of this salary scares you...then should you REALLY be pre-med?

Christian medical school??? Hahahaha you're hilarious.

 

[Druggernaut]

I don't have access to Medspace but I'm guessing that $130k starting salary is intentionally misleading, and that the article is just an attempt to further an idiotic political agenda.

MGMA lists the average FP (without OB) salary at $201k. These figures include malpractice insurance premiums. Call the starting salary $175k. Student loan repayments under IBR (300k @ 6.8% on $175k/year income) are ~$2k/month, not $3.4k/month. Some hospitals or groups may offer student loan repayment packages in exchange for so many years of work.

Exactly. Either the guy doesn't know what he's talking about, or he's intentionally throwing up bad numbers to advance an agenda. Very few doctors will only make $130,000. You'd have to be in a poor paying specialty in a very desirable living area.

And yes, MGMA salary surveys do not include malpractice. If you were to include it, the surveys would be higher.

Ok not rain on anyones parade or put a damper on anyones fall semesters coming up, but I noticed an issue with becoming a doctor.

According to this guy who is apparently a doctor himself we are all screwed.

Starting salary= $130,000
Federal Income Tax= -$29,861 at a tax bracket of 22.97%
Malpractice insurance= -$15,000 (varies significantly by state, but we’ll go with the average)
Student Loan payment = – $3,370 per month (x12)= $40,440
What you have left= $44,699

He's not a doctor. He's a premedical student, as far as I can tell.

Let's recap how he's cooking the numbers: Very low starting salary. Deducting malpractice insurance from the salary, which would actually be included or even added on to that listed salary (so it'd be $130,000 with a $15,000 malpractice benefit = $145,000 total). Overstated the student loan payments. Ignored interest based loan repayment forgiveness, plus all the programs that will pay your loans as a primary care physician (and lots of these will pay considerably over $130,000, as they're in underserved areas that will pay a premium for a physician).

In summary: he has no idea what he's talking about, nor does anyone who agrees with him. I'm no fan of Obama either, but it's embarassing when someone uses methods like these to rag on him.

 

[Purple2012]

$44,699 is more than I've ever made before.

 

[Ironmandoc]

Exactly. Either the guy doesn't know what he's talking about, or he's intentionally throwing up bad numbers to advance an agenda. Very few doctors will only make $130,000. You'd have to be in a poor paying specialty in a very desirable living area.

And yes, MGMA salary surveys do not include malpractice. If you were to include it, the surveys would be higher.



He's not a doctor. He's a premedical student, as far as I can tell.

Let's recap how he's cooking the numbers: Very low starting salary. Deducting malpractice insurance from the salary, which would actually be included or even added on to that listed salary (so it'd be $130,000 with a $15,000 malpractice benefit = $145,000 total). Overstated the student loan payments. Ignored interest based loan repayment forgiveness, plus all the programs that will pay your loans as a primary care physician (and lots of these will pay considerably over $130,000, as they're in underserved areas that will pay a premium for a physician).

In summary: he has no idea what he's talking about, nor does anyone who agrees with him. I'm no fan of Obama either, but it's embarassing when someone uses methods like these to rag on him.

You said it better than I could. I'm voting troll or idiot for the OP lol

 

[ILuvScience]

Exactly! lol...I concur!

 

[ILuvScience]

$44,699 is more than I've ever made before.

Exactly! lol....I concur!

 

[ILuvScience]

Christian medical school??? Hahahaha you're hilarious.

hahahahaha....so are YOU....hahahahaa

 

[OREdwardsJR]

hahahahaha....so are YOU....hahahahaa

Not to be an ass, but if you hit the "multi" button next to the quote button you will be able to quote multiple people in one post... instead of having 3 posts in a row

 

[ILuvScience]

Not to be an ass, but if you hit the "multi" button next to the quote button you will be able to quote multiple people in one post... instead of having 3 posts in a row

lol I know this...responded to that other individual by mistake. That was meant for Purple2012

 

[Parklife]

Engineering is not all it's cut out to be either. Engineering's job prospects aren't as nice as people make them out to be. That's just something to consider. And it takes time to make that average bls 80k. People forget, that much of the working population will soon retire. We'll see what those "averages" are in a couple years.

Benefit of being an MD? You can go to another country

 

[TheMightySmiter]

I don't think anyone here understands that normal life is hard.

 

[Cozell]

well there's more to quality of life than salary. As a doctor, you'll be on your feet, solving problems, and helping people. In the cubicle, you'll be watching the clock with a stack of meaningless TPS reports. If you are concerned about money, you have an enormous variety of specialties you can pursue that pay more. Sure all the big numbers look intimidating up front, but they become very manageable once you starting negotiation contracts, receiving a salary, and maybe even having a second income once you meet someone

I completely agree but lets not assume that medical school will = dream job, im sure it is easy to be naive when you've devoted so much time and effort to this but we have all heard/seen those grumpy doctors and ones who would not do it if presented with the choice again. I sure hope the prospects are much better than this gloom presented in the article but I wont ignore it until im an example of its validity I will address it with my peers(you guys) so we can all be informed. Some people seem to think I have contrary motives but its cool. I cant see myself doing anything other than Fixing people if that makes a difference.

Thank you!!! The OP is being extremely misleading...hopefully accidentally rather than intentionally.

Using IBR and a salary of 130k, student loan payments will be no more than 1500 a month, not the more than double the OP falsely states. Requiring new physicians to pay about a third of their salary a year in loan payments is ridiculous!!

Look up IBR before posting scare threads like this.

I stated myself that these stats may have been a bit low however you could double that net of 44k and im sure some people would still be disappointed. (98k)

And my intention is not to mislead but to present and discuss a concern did I not make that clear in my OP.

You said it better than I could. I'm voting troll or idiot for the OP lol

Dont assume me an idiot while you simultaneously are unable to find the multi quote button.

Exactly. Either the guy doesn't know what he's talking about, or he's intentionally throwing up bad numbers to advance an agenda. Very few doctors will only make $130,000. You'd have to be in a poor paying specialty in a very desirable living area.

And yes, MGMA salary surveys do not include malpractice. If you were to include it, the surveys would be higher.



He's not a doctor. He's a premedical student, as far as I can tell.

Let's recap how he's cooking the numbers: Very low starting salary. Deducting malpractice insurance from the salary, which would actually be included or even added on to that listed salary (so it'd be $130,000 with a $15,000 malpractice benefit = $145,000 total). Overstated the student loan payments. Ignored interest based loan repayment forgiveness, plus all the programs that will pay your loans as a primary care physician (and lots of these will pay considerably over $130,000, as they're in underserved areas that will pay a premium for a physician).

In summary: he has no idea what he's talking about, nor does anyone who agrees with him. I'm no fan of Obama either, but it's embarassing when someone uses methods like these to rag on him.

Great input I felt that the malpractice should have already been deducted from the salary or handled by the establishment as well. 130k is quite low but we cannot ignore the other issue as you state Obama (Who I actually like) and Affordable Care act may cause these numbers to be realistic I pray that it wont but I know I wont be blind sided if it does(like some).

Each of you guys(med students) could end up in primary care and will be completing residency after the act is in full effect your salary could very well match this(slim chance but still) so lets keep the inflammatory post at bay while we attempt to extract the extraneous information from this article.

 

[tn4596]

is it worth it? yes for some, no for others.
make your own decision

 

[OCDOCDOCD]

Honestly I find pre-meds complaining about income to be pretty funny. I was pre-grad all throughout college and I was fully prepared to spend 7 hours in graduate school to get a $40k/year post-doc job and suffer through that for several years before landing a tenure track assistant professorship which typically pays a whopping $60k. Then with a lot of hard work, 80+ hour work weeks, and some (maybe a lot of) luck maybe I'd hit associate professor and make $75-80k/year, and then with some more of the same and after like 10 years of starting maybe I'd have full professorship and be pulling in about $100k at around, I dunno, 40-50 years of age. Hell, I'm still expecting that since I'm only trying to go to med school for an MD/PhD. Except maybe now I'll make $150,000 instead of $100,000.

Meanwhile OP is going "OH GOD GUYS WHAT IF WE ONLY MAKE $130,000 STARTING?!"

 

[MedPR]

coming from a non-trad who is working in health care consulting, i can tell you that the corporate world is not all that it's made out to be. Unless you are truly exceptional, you could be at the same salary when you're 30 years old. $45k of take-home pay as a starting salary is pretty good. What are you expecting?

+1.

 

[Cozell]

is it worth it? yes for some, no for others.
make your own decision

At this point I think it would be worth it and I will pursue it as best I can. But its more than my conscious decision so I address issues with an open mind.

I trade you my dime for your dollar. Was it worth it for you? one's opinion wont change the short coming of the decision but the many variables of life will i guess.

I thought of that on the fly^😱

 

[Ironmandoc]

Dont assume me an idiot while you simultaneously are unable to find the multi quote button.

There's no multi quote button on the iPhone app. So I'm not unable to find anything and now you're the assuming ass.

 

[MedPR]

I don't think anyone here understands that normal life is hard.

I went from fully supported by parents to homeless in a matter of minutes (literally). Then after some time being homeless I found a job that paid $7/hr cash (don't even ask what I had to do for that money). Then eventually got a job in a lab. I'm pretty aware of how hard normal life is 😉

 

[tn4596]

At this point I think it would be worth it and I will pursue it as best I can. But its more than my conscious decision so I address issues with an open mind.

I trade you my dime for your dollar. Was it worth it for you? one's opinion wont change the short coming of the decision but the many variables of life will i guess.

I thought of that on the fly^😱

Idk yet, only time will tell.
Physician salary and prospects for specialties can change in the future.
My gut tell me to go for it tho, it is the only way that I will know.

 

[passerine]

Ok not rain on anyones parade or put a damper on anyones fall semesters coming up, but I noticed an issue with becoming a doctor.

According to this guy who is apparently a doctor himself we are all screwed.

I know medicine is not all about the money but If i told you that you would be spending 10 years of your life BROKE in College and residency putting in countless hours, Passing up countless girls/movies/parties/family time/your youth to meet that special someone alll to earn 44K a year in a job you work 50-70hours a week at what would you honestly look at me and say.


Starting salary= $130,000
Federal Income Tax= -$29,861 at a tax bracket of 22.97%
Malpractice insurance= -$15,000 (varies significantly by state, but we’ll go with the average)
Student Loan payment = – $3,370 per month (x12)= $40,440
What you have left= $44,699

I think starting salary of $130k is extremely low, even for primary care. I don't know a single doctor, young or old, private practice or otherwise, who takes home less than $225,000 on a bad year. Obviously that skews lower in big cities, but still. $130 is very low; I think really these numbers are absolute worst case scenario.

 

[Ironmandoc]

I think starting salary of $130k is extremely low, even for primary care. I don't know a single doctor, young or old, private practice or otherwise, who takes home less than $225,000 on a bad year. Obviously that skews lower in big cities, but still. $130 is very low; I think really these numbers are absolute worst case scenario.

I think we've all pretty much vetted the OP and the deceptive/incorrect numbers...the salary is low, malpractice is part of the job package rather than deducted, and loan payments are not nearly as high as they said.

 

[Cozell]

Honestly I find pre-meds complaining about income to be pretty funny. I was pre-grad all throughout college and I was fully prepared to spend 7 hours in graduate school to get a $40k/year post-doc job and suffer through that for several years before landing a tenure track assistant professorship which typically pays a whopping $60k. Then with a lot of hard work, 80+ hour work weeks, and some (maybe a lot of) luck maybe I'd hit associate professor and make $75-80k/year, and then with some more of the same and after like 10 years of starting maybe I'd have full professorship and be pulling in about $100k at around, I dunno, 40-50 years of age. Hell, I'm still expecting that since I'm only trying to go to med school for an MD/PhD. Except maybe now I'll make $150,000 instead of $100,000.

Meanwhile OP is going "OH GOD GUYS WHAT IF WE ONLY MAKE $130,000 STARTING?!"

I dont see how you can derive that I am complaining about income I do not have an income I am a student so your argument is void. Furthermore maybe if you were a little more like me you wouldnt be complaining about your own income because you would have researched what you were up against. Rant OFF. But hey thanks for your input.

There's no multi quote button on the iPhone app. So I'm not unable to find anything and now you're the assuming ass.

I responded to you PM about this bro, And how am I suppose to know that you both use an iphone and that the app has no multi-quote. You could have saved yourself this explanation by not assuming that I am an Idiot or a troll by gathering the sincerity of my post rather than something less prominent (insincerity).

I went from fully supported by parents to homeless in a matter of minutes (literally). Then after some time being homeless I found a job that paid $7/hr cash (don't even ask what I had to do for that money). Then eventually got a job in a lab. I'm pretty aware of how hard normal life is 😉

I've been in a similar situation 👍 for sticking it out and pursuing education URM's to often fall due to the fact of how hard life really is especially when your independent.

Idk yet, only time will tell.
Physician salary and prospects for specialties can change in the future.
My gut tell me to go for it tho, it is the only way that I will know.

👍 well you and me both Bro, I just hope things go well people assume that everything is peachy when it could fall apart in a month due to bad legislation we just have to tread carefully I guess.

 

[Cozell]

I think starting salary of $130k is extremely low, even for primary care. I don't know a single doctor, young or old, private practice or otherwise, who takes home less than $225,000 on a bad year. Obviously that skews lower in big cities, but still. $130 is very low; I think really these numbers are absolute worst case scenario.

Ok add 30k to that I think would be much more realistic this we can agree on but 225k is in no way the average salary for Primary care Docs. Your quoting some of the highest Primary care doc salary not what every doc can expect.

Here is a little proof Ill let you do the looking because if post something its assumed that I published the information lol. But these sites will quote around 160k for average 230k is about tops some may make more I assume. But 30k more than what That initial article posted and we are still under 70k Net according to The article I dont like that article by the way.

http://www.mdsalaries.net/2011/04/family-medicine-physician-salary.html
BEST ONE ^
http://www.kevinmd.com/blog/2011/12/primary-care-doctors-set-lose-salary.html
http://www.glassdoor.com/Salaries/a...ary-care-physician-salary-SRCH_KO8,40_IP5.htm

I think we've all pretty much vetted the OP and the deceptive/incorrect numbers...the salary is low, malpractice is part of the job package rather than deducted, and loan payments are not nearly as high as they said.

Look im all for disproving the article and its content but lets be honest you have yet to state nor post any factual statistical data proving your point which I, believe it or not am on board with. I simply wont agree with you when you give me nothing other than "thats false" to agree with C'mon disprove this "You can Do it Buster".

 

[Miss Terious]

Weird I just had a conversation with a pediatrician about the future of the health care field and he told me not to pursue an MD and avoid the health care field like a plague.
I thought he was exaggerating but he made some valid points (loans,debt,lifestyle,losing 20's etc.)

That said, it hasn't stopped me from pursuing medicine.

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[Cozell]

Weird I just had a conversation with a pediatrician about the future of the health care field and he told me not to pursue an MD and avoid the health care field like a plague.
I thought he was exaggerating but he made some valid points (loans,debt,lifestyle,losing 20's etc.)

That said, it hasn't stopped me from pursuing medicine.

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Hey shining example Keep pursing it bro were in the same boat I just want to be informed is all IDK about anyone else.

 

[Miss Terious]

Hey shining example Keep pursing it bro were in the same boat I just want to be informed is all IDK about anyone else.

He also based his reasoning off some statistic that female physicians have the highest suicide rates and have a hard time starting families/raising children. So my position is a little different than yours.

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[gmcguitar4]

I don't think anyone here understands that normal life is hard.

👍


This sums it up.


People always compare professions. When you here people that work 40h weeks in a job and rake in $$..these are clearly exceptions. I know doctors who work this a week and make millions. They own their own business though.

Most people work a **** ton and you have to freakin get over the fact that this whole "life" thing isn't going to be easy for you unless you are born with a silver spoon up your *****. Just make the most out of your job, work hard, contribute to society, and f*ck b!tches.

 

[Cozell]

He also based his reasoning off some statistic that female physicians have the highest suicide rates and have a hard time starting families/raising children. So my position is a little different than yours.

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Well like I said I never wrote the stuff never even read what he said about that and the guy is not my brother cousin or best bud. I simply saw the article that does not change what my position is having read the article it raises my ear simply.

Its like I need a translator to derive the meaning of my post that or make a 2 paragraph post that no one will read smh.

 

[xXIDaShizIXx]

Yep. Sitting in a cubicle has it's perks, such as.......darn. I can't seem to come up with one.

Ah you beat me to the sarcasm.