You mean ill apply to SMP around January 2010 (or the start of my spring semester pre-reqs) and apply to med school before i even start my SMP??
Also what is DPMS?
And I would like to stay in Georgia (thats where i reside) for tuition costs...but south carolina, tennessee, florida are all options for out-of-state.
Look, you need to take a step back and think about the gravity of what you're trying to do. Everything you're saying indicates that you have had a sudden change of heart/mind, whether it be from loss of a job or otherwise, and you want to rush into medicine. Unfortunately, that's not really possible even if you have a good undergraduate record.
While I'm sure it was an enriching experience for you, medical schools could not possibly care less that you were an elite swimmer -- that won't make you a better doctor. You have zero medically-related volunteer experiences, a low GPA and an extremely low SAT score. All of these things will make admission to a postbac very difficult. Since, for whatever reason, you're dying to get started immediately and most deadlines have already passed, your situation is all but impossible.
If everything goes absolutely perfectly, you get some lucky breaks and you're willing to consider Caribbean schools, you might be able to start medical school in 3 years. Otherwise, it will be closer to 4 or 5. You need lots and lots of As to pull up your GPA, you need to score very high on the MCAT and you need to build a repertoire of medically-related volunteer activities.
Your best bet is to start with Gen Chem this summer at your local state school and take the rest of the pre-reqs during the following academic year, starting in the fall. If you get high grades in all of those, you can consider taking the next step -- taking more advanced science classes. As has been said, you can either attempt to apply for an SMP or you can stay at your state institution and take upper level science classes. Again, you must receive As with maybe a few A-s and B+s here and there. You will need to do this for 1-2 additional years after your prereqs. During this time, you must also volunteer regularly to get some hands-on experience and study for/take the MCAT. On the latter, you should probably get above a 33 to turn some heads when you finally apply.
If you're at an SMP, you may have the opportunity to link to a certain medical school, though you'll have to give up your desire to stay in-state. If not, you'll need to tack on another year to apply and interview.
As competitive as it is, there are simply no shortcuts in medicine.