Anyone else getting really anxious about accumulating so much debt?

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For those whose parents aren't footing the bill or who aren't getting scholarships, is anyone worried about taking out so much in loans. I recently got my "award letter" (i didnt see any award) and approx. 50,000 in loans a year is not fun to see in black and white.

How easy is it to pay off if you will have other expenses as well such as a mortgage, car, and bill payments?