Apple Amazon Alphabet Stock

[Ajx1234]

---

Members do not see this ad.

Hi all.

 

[awval999]

Hi all. I have loans ~190k. I could be aggressive and pay it off within 5 years since I live at home. Currently on a 10 year repayment plan, which means I have extra money left over I could pay towards my loans... but I want to buy stocks instead (waiting for Amazon and alphabet and Apple to split) and have my money possibly double in 10-20 years. I know it's a risk, but these are massive companies that will stick around for a long time. Thoughts on this? Obviously, if investments give you a higher return than what your interest costs, then you'd invest. But wanting your thoughts on buying these stocks when they split and when you think they will split, and if you think amazon, apple, alphabet will ever drop drastically. Any thoughts on Microsoft and Alibaba? Anyone doing this instead of paying their loans off aggressively?

No.

Read this: https://www.etf.com/docs/IfYouCan.pdf

You're welcome.

 

[awval999]

Do you understand that a stock splitting means literally nothing?

You have one share at $100, then the next day you have two shares at $50. You didn't make any more money. Your lack of understanding this makes me believe you need to do much, much more reading on investing.

Anyway. Why you're paying off your loans living at home, start to read Bogleheads, the Intelligent Investor, a Random Walk on Wall Street. Start there. Pay off your loans.

 

[wagrxm2000]

Do you understand that a stock splitting means literally nothing?

You have one share at $100, then the next day you have two shares at $50. You didn't make any more money. Your lack of understanding this makes me believe you need to do much, much more reading on investing.

Anyway. Why you're paying off your loans living at home, start to read Bogleheads, the Intelligent Investor, a Random Walk on Wall Street. Start there. Pay off your loans.

I could be wrong but I think he wants them to split so he can afford them.

 

[ldiot]

What interest rate are you loans at? If it's 5%, for example, you are essentially getting a 5% compounded return on every dollar you pay towards them with literally 0 risk. I'd consider myself aggressive when it comes to stocks but the risk/return ratio of paying off the loans is too good to pass up. What if you could by a treasury that paid 5% every year with 0 risk? Sure, the market may pay 7% in the long term if we are talking about decades but the loan, like you said, shouldn't be around for more than 5 years anyways. plus once it's gone you have a so much more cash flow. Just pay it off.