if you want to get in right out of undergrad then you' should dot he following:
Take MCAT April or August of your Jr. year.
Ask for rec letters starting 2nd semester of your Jr. year.
Apply end of May or early June after your Jr. year has ended.
You will interview throughout Sr. year and hear back near the end of that year you graduate from your Bachelor's degree program.
thanks alot civic, its much clearer now. im starting my junior year this summer term. taking orgo 1 in the summer, orgo 2 and physics 1 in the fall, physics 2 and biochem in spring 2006, and targeting an aug 2006 mcat