I'm a 4th year DDS student and I want to apply for Endo specialty programs in the next cycle (to start in 2015). I didn't apply this cycle mainly because I wasn't sure what I wanted to do, and also I was running out of money. I'm a canadian student studying in the US, and can't really get any loans. I'll have one year between dental school and endo specialty(given that I'll get into an endo program) and I was wondering if I should apply for a GPR to fill that one year, or if I should work. I've heard of new grads making upward of 100k+ their first year out, which is much more appealing than the $50k that GPR programs offer. Any input would be much appreciated.