I'm butting in with a slightly different perspective, but I am going to a undergraduate institution that is almost completely unknown (literally, there are probably lots of people in my state who haven't even heard of my school) and am doing just fine. However, since I wanted to make adcoms knew my grades were legit even though I don't go to a research institution, I made sure my DAT scores backed them up.
Prettyangel, I know that NYU is your dream school, and it's hard to discount that. However, the debt you would incur at NYU is almost crippling. Please, please don't subject yourself to that if you don't have to. You can deal with 4 years at a school that isn't exactly "perfect" if it means you will have it much easier for MANY years thereafter.
Or, go into the military. If you're up for it, that's a pretty sweet deal.
Lottery tickets are also a suggestion.