Just to note for peds, the average salary doesn't always reflect the range possible in private practice. Private practice always varies, but I know a few pediatric OTs who are doing very well for themselves. They've set up practices in high-need areas and, unlike counselors or other health practitioners, there is virtually no competition. They have excellent word-of-mouth and advertising. One has a personal salary comfortably in the $90-120,000 range (although she takes out a significant chunk to make her clinic cutting-edge). Again, private practice is unpredictable, but there are higher-paying options for the passionate and business-savvy.