So you are going to have individual letters of rec and a committee letter? Aren't the two interchangeable? Why have both?
As for your question, I wouldn't say you are LATE in the cycle, but you are definitely not early. Some schools are already giving out interviews, and the rest of the schools will probably follow suit in the next few weeks. Keep in my that after you e-submit it still takes a week or 2 for aadsas to process your application and calculate your gpa, and then it gets sent to schools, where it then must be processed and reviewed by adcoms. Submitting now is probably considered mid-cycle, so you have lost the "apply early" advantage, but it's not so late that you won't have a chance. .