Army and Medical School debt

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dr aaron

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hello all, i'm a 3rd year medical student. I did ROTC in college but did not finish and get a commission after college, instead I chose to go to medical school overseas on my own dime(student loans). I'm just wondering if any of you guys know what kind of plan the army has for repaying student loans (i'll be around $220,000 in the hole)..keep in mind this is not my only reason for interest in military medicine-my dad, granddad were both Col when they retired so it is in my family blood so to speak,,,thanks to any who reply and God bless.
 
You can't join the military as a physician straight out of an overseas medical school. They're not recognized.

One option for you would be FAP. It's on a sticky here. As you do a U.S. residency, you receive money in exchange for promised years of service in the military once you finish.

There are also student loan repayment programs. Are your loans private or U.S. federal?
 
mostly private medical school loans, so you are saying that given the fact i'm not at an american medical school I will have to complete residency in a civilian program and then go into the army?
 
mostly private medical school loans, so you are saying that given the fact i'm not at an american medical school I will have to complete residency in a civilian program and then go into the army?
From my understanding (someone correct me if I'm wrong on this), you can do an Army residency only if you have graduated from an LCME accredited allopathic medical school (US/Canada/PR) or an American osteopathic program.

If you are from a foreign medical school, you can join the military after getting your medical license, which requires you to have completed at least an internship.

My understanding is that if you have a U.S. internship under your belt, you can join the Army, do a GMO tour, and then be eligible to apply for an Army residency. But this information is coming from a leaky memory and an old thread. Hopefully someone else can verify.
 
From my understanding (someone correct me if I'm wrong on this), you can do an Army residency only if you have graduated from an LCME accredited allopathic medical school (US/Canada/PR) or an American osteopathic program.

If you are from a foreign medical school, you can join the military after getting your medical license, which requires you to have completed at least an internship.

My understanding is that if you have a U.S. internship under your belt, you can join the Army, do a GMO tour, and then be eligible to apply for an Army residency. But this information is coming from a leaky memory and an old thread. Hopefully someone else can verify.

That's true. I did my residency at BAMC. We had an FMG join my class when I was a second year resident. He did medical school in Columbia (the country). He got his citizenship here by enlisting as a medic. His command found out he was a doctor. He finished his commitment and did a one year internal medicine internship at a civilian program. He rejoined the Army as a commissioned officer. His obligation was for 2 years. To be honest I don't know what type of loan repayment was arranged. His primary concern was getting a residency in the US.
 
From my understanding (someone correct me if I'm wrong on this), you can do an Army residency only if you have graduated from an LCME accredited allopathic medical school (US/Canada/PR) or an American osteopathic program.

If you are from a foreign medical school, you can join the military after getting your medical license, which requires you to have completed at least an internship.

My understanding is that if you have a U.S. internship under your belt, you can join the Army, do a GMO tour, and then be eligible to apply for an Army residency. But this information is coming from a leaky memory and an old thread. Hopefully someone else can verify.


This is a cut and past of an email from a healthcare recruiter: UNCLASSIFIED////

"My name",
The Army wants all of its providers to be board certified or in
training, so it is very rare to enter the Army as a GMO.
Usually this
happens to doctors who do not match into a residency and must
wait a
year to apply. You cannot begin collecting financial assistance
until
you have finished the internship year, even if it is
incorporated.
Below is an excerpt from the FEY Program Guide addressing
eligibility
and the FAP Program:
-Must be a U.S. citizen for Regular Army or a permanent resident
for
Army Reserve.
-Regular Army and Army Reserve applicants must have a doctor of
medicine
or osteopathy degree from an accredited U.S. school of medicine
or
osteopathy.
Foreign graduates may apply if they have a permanent certificate
from
the Educational Council of Foreign Medical Graduates.
-Must have completed at least one year of an approved Graduate
Medical
Education (GME) internship.
-Must be less than 47 years of age at the time of
commissioning/appointment (waivers granted on a case by case
basis).
-Must hold a current license to practice medicine in the U.S.,
District
of Columbia, or Puerto Rico.
-Must be at least board eligible.
Active Duty Medical Corps Programs:
Financial Assistance Program (FAP)
Open to physicians at any point during their residency training,
such
as, Post Graduate Year (PGY) II and above. Certain individuals
may be
eligible to apply in PGI, based on OTSG guidance. Provides an
annual
grant $45,000 plus a monthly stipend of $1,907.
Active duty obligation is two years for the first year of FAP
participation plus one-half
(1/2) year for each additional one-half (1/2) year (or portions
thereof)
of participation with a minimum period of two years on active
duty.
Individuals must be U.S. citizens.
Eligibility is determined on a case by case basis by OTSG/GME.
I hope this helps!
*******
Captain, MS
Army Healthcare
Cell: 887-226-4850
Fax: 410-379-6291
6810 Deerpath Road, Suite 400
Elkridge, MD 21075

I blocked the names; not sure what the rules are on the board. She is very knowledgeable and professional.

I vaguely remember her showing me the regulation that said foreign medical school grads are eligible for Army residencies, but that you would still need to have finished an internship.

Give her a call above; she is the most helpful and knowledgable of the 5+ healthcare recruiters that I called. PM me for her name if you'd like.
 
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