Army National Guard HPLRP commitment

[cuji]

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[DMBandFan86]

look up minimal service requirement

I let others comment who have direct experience with HPLRP, but I have always felt the benefits to be underwhelming.

 

[deleted480308]

According to the National Guard website and the recruiter I spoke with, the service requirement is a full 6 year commitment in order to get any loan repayment at all. However, the reason I'm asking is that some SDN members who seem to have first hand experience are saying something different (or at least I'm interpreting it as something different). I'm wondering if they know something about the details of the service requirement that the recruiter and I are missing.

As far as benefits go, I don't want to do this only for the benefits. I have been interested in serving in the military in some capacity for a few years now. The loan repayment is just a nice bonus. I am, however, a little uneasy about signing a 6 year contract for something I have no prior experience with.

What sdn’ers are saying you can commission for less than 6?

Hplrp is an annual thing. But that has nothing to do with the minimum commitment to even become an officer. If you direct commission you are agreeing to 6yrs drill (+2 irr if i recall correctly). You don’t get to just be an officer for a couple years

 

[notdeadyet]

So correct me if I'm wrong, I'm guessing the sdn'ers who did HPLRP year by year without an additional contract already completed their 6 year obligation while drilling during med school/residency?

You are confusing your MSO (Military Service Obligation) and your Payback Obligation (we'll call it PO).

Everyone who joins the military incurs an 8 year MSO. If you enlist for 3 years in the Army, you sign up for an 8 year MSO, but only 3 years is active and 5 years is IRR (where you are technically on the hook in case of WWIII, but otherwise don't have to do anything). For the Army Guard, unless things have changed, you typically sign up for 6 years drilling status plus 2 years IRR.

You can also take something like HPLRP. You sign up, and one calendar year later, if you didn't quit, you get the money directly reimbursed to your lenders. You can quit the program at any time. Whether you can quit the Guard or not depends on whether you filled your MSO.

 

[notdeadyet]

No worries. It can be confusing.

 

[deleted480308]

No worries. It can be confusing.

I’ve found a good rule of thumb is that whenever I cannot tell which interpretation of army policy is right, it’s usually the one I don’t want that is true