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As a fun counter-argument: If I study for 2 days, it would be the equivalent cost of just retaking the test. 1 day of studying = retake day. Day 2 of studying = 1 day of working pays for the exam again. Financially, 1 day of studying is probably worth it if it ensures passing. 2 days you break even. More than 2 days of studying and you are better off retaking the exam than studying. If you test fairly well, the odds of failing twice is really low. Therefore it isn’t worth studying much.
Malpractice gave me no discount for board certification. Insurance companies paneled me before I took the exam.
Were you studying instead of working? I worked and did question banks on my days off lol. That argument only works if you were actually going to work during those hours instead of studying.
Yes insurance companies paneled me too but they wanted to know if I was board eligible before paneling. Maybe it’s different between malpractice companies but generally they view you as lower risk if you’re board certified, same if you’re a member of a national organization.