Changing Residency

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PixelPenguinz

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I'm thinking about changing residency to qualify for in-state at another school because my IS option is crazy competitive for me. I know certain states/schools have different rules for changing your residency. I'm 20, so I can't claim residency for some states until I'm 24. If anyone is knowledgeable about this process, can you share some advice? Either I can move with one of my parents for a year (they're really against this), I could ask them to stop claiming me as a dependent on taxes, or maybe they can find a way to pay taxes there and help me out with rent while I work so they don't have to move? This process seems really confusing, so any advice would be appreciated!

I'm thinking of moving to New York, Georgia, Illinois, Kansas, Michigan, Pennsylvania, Indiana, Tennessee, Virginia, or Wisconsin (but open to other states if they're easier to move to).

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I think you’ll probably have to just google this for all the states you are interested in. The schools likely have this information if you asked them since I’m sure it’s a question they get somewhat regularly.

I know for Oklahoma, you have to live there 12 consecutive months and work/pay taxes. You have to get an OK license, register your car, open bank accounts, register to vote, have your bills go to a local address, etc. Basically all your life paperwork has to be in the state. That’s not overly difficult but a fair amount of paperwork and it requires a gap year because if you’re taking more than half time classes it doesn’t count. But I believe it’s 12 months required before matriculation, not at application, so as long as you were working in your 12 month period by August, you’d be considered for the in-state pool the next cycle even if it hadn’t been a full year yet. My friend from Ohio moved to OK in order to get residency status, and she got in. But once you start classes, the only way to get residency is to marry an Oklahoma resident.
 
I'd consider Ohio regardless of what you do, they let you change to in-state residency/tuition after first year. Not sure how many other schools do this these days. Otherwise, the 12 month rule or marriage are the only ways of achieving IS tuition that I know of.
 
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It would be very school dependent. UGA (at least back for the class of 21) required you to be a resident at least 12 months prior to matriculation. BUT you would have to be independent for taxes and likely show that you are self supporting.


The following general descriptions are not inclusive, nor do they supersede existing regulations concerning in-state residency. This is only an explanatory guide for Georgia residency for tuition purposes. Detailed official guidelines are listed in both the UGA Bulletin and in the codes of the University System of Georgia.

For Georgia resident status, the three most important things to remember are:

  • Students must first prove that they have established a primary domicile or permanent Georgia home at least 12 consecutive months immediately preceding the beginning of classes for the term to be considered for residency. Typically, the residency status of a dependent student is tied to the status of the parent(s), or in the case of divorce, the tax-dependent or majority support parent, so the parent(s) must show proof of domicile.
  • Students and/or parent(s) of dependent students also should be able to provide documentation showing payment of Georgia state income tax, as this shows a tie to the state that proves financial support for the Georgia educational system. Mere property ownership in Georgia, by itself, is usually insufficient.
  • The Office of Admissions also suggests that students be able to provide copies of any other documents showing their intent to be a Georgia resident, such as a Georgia driver’s license, car or voter registration, home ownership, full-time employment records, etc. Attending college in Georgia is not proof of intention to be a Georgia resident.
Since the University of Georgia is a state-supported institution, students must show documented proof of residency and the duration of their residency in order to qualify for in-state tuition.

In reviewing petitions for in-state residency, UGA CVM considers each student’s situation as unique, and so there are no universal formulas. In general, though, the three items mentioned previously are key. UGA CVM does understand that there are situations, such as parents living in separate states or a family in the military, that may alter the review process.

Special Situations Involving Residency Classification

The following descriptions should help in understanding what the our Office of Admissions considers when reviewing certain situations.

Dependent versus Independent Students

If a student is listed as a dependent on their parent’s / parents’ or legal guardian’s previous year’s tax returns or receives more than 50% of their financial support from a parent or guardian, they are considered a dependent student and UGA considers the student to be a resident, for tuition purposes, of the parent’s / parents’ or guardian’s state of residence. (A legal guardian must provide court and/or financial documentation of support for the student.)

An independent student who wishes to establish in-state tuition residency must document that his/her parent(s) have not claimed him/her as a tax dependent for the 12 months prior to the start of the term, and that he/she has provided 100% of his/her financial support as shown in federal and state tax returns. No student shall gain or acquire in-state classification while attending any post-secondary educational institution in this state without clear evidence of having established domicile in Georgia for purposes other than attending a post-secondary educational institution in this state.

Non-U.S. Citizens

Non-U.S. citizens are only eligible for in-state residency if they are lawful permanent residents as documented by the U.S. Immigration and Naturalization Service or have been granted a visa in an eligible category. F-1 student visas are not eligible. These students must still provide documentation of in-state residency for the 12-month period prior to the start of the term.

As stated before, all petitions for in-state residency are considered in their entirety, so every file must be reviewed based upon its own merit. In addition, this page is meant as a general guide about Georgia residency for tuition purposes, but does not supersede any existing policies for in-state residency found in the UGA Bulletin and in the codes of the University System of Georgia.

*Important Note: Once a student matriculates into the University of Georgia College of Veterinary Medicine, he/she cannot change his/her tuition classification to become a Georgia resident for tuition purposes.
 
The big difference between a lot of states is whether or not you have to be a resident of the state for 12 months prior to matriculation vs application submission. One is obviously easier than the other.

I'm 20, so I can't claim residency for some states until I'm 24.

This doesn't make sense to me. You're considered a legal adult at 18 or 19 depending on the state. Why can't you claim residency some place until 24. There are literally tens of thousands if not hundreds of thousands of young adults that do this when they leave for undergrad.

I could ask them to stop claiming me as a dependent on taxes,

This is the number one thing you have to do regardless. They can't claim you as a dependent in CA and you try to establish residency in IL at the same time. Unless there's so super tax wizardry that some nerd in here knows.
 
I mentioned the age thing bc some admissions person told me that. Forgot why it’s important though because it was months ago. But maybe it's possible for some schools for one parent to claim me as a California dependent while the other doesn't claim me. My parents have to talk to a tax accountant though
 
I don't know if you have any interest in moving to Missouri, but the process to gain residency is super simple (and you can become an in state resident for tuition purposes after your first year of vet school if you start out OOS!) Steps:
-live in the state 12 months before matriculation
-MO drivers license
-Register to vote in MO
-make $3,000 of MO taxable income within the 12 months
-provide proof that you have an address in the state (like a lease)
I know for OOS students becoming in state residents they can only be out of the state of Missouri for 14 days over their summer break. I don't think that applies if you are becoming a resident before applying to vet school.
 
I mentioned the age thing bc some admissions person told me that. Forgot why it’s important though because it was months ago. But maybe it's possible for some schools for one parent to claim me as a California dependent while the other doesn't claim me. My parents have to talk to a tax accountant though
Most schools require you to demonstrate that you are independent financially from your family if they live in another state from where you are trying to establish residency. You would need to show proof of a lease, utility bills, income etc to prove you support yourself. And NOT still be claimed on your parent's tax return. If you are a full time student, your parents can claim you on their taxes until you are 24.
 
I mentioned the age thing bc some admissions person told me that. Forgot why it’s important though because it was months ago. But maybe it's possible for some schools for one parent to claim me as a California dependent while the other doesn't claim me. My parents have to talk to a tax accountant though
If you are referring to divorced parents, only one parent can claim the child on their tax return.
 
should I ask my parents to get divorced just for vet school? XD #loophole

But anyways, can’t your parents just file taxes separately even if they’re married? Because for Davis, you can supposedly choose which parent’s taxes to submit for proof of IS residency
 
I think the age/24 thing is that your parents CAN claim you as a dependent until you’re 24 if you’re a full time student, but not that you HAVE to be one until then. Like 24 is the max, not the minimum. So just move, be independent or have them gift you money or something, and have them no longer claim you as a dependent…then I am pretty sure you’re fine to move anywhere you want.

And yes, married people can file separately but you can lose out on certain tax benefits if they do that. Of course, they’ll lose out on a child tax credit if they can’t claim you as a dependent, but that day is coming anyway so maybe that’s a sacrifice they need to make.
 
does anyone remember if you had to submit one, both, or neither of your parents tax returns if you were under that age?
 
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No, to the vet school for proof of residency. Can I just submit my own bills, driver’s license etc? Or do I also have to submit my parents’ tax forms?
 
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No, to the vet school for proof of residency. Can I just submit my own bills, driver’s license etc? Or do I also have to submit my parents’ tax forms?

It's school dependent I think because it would depend on state laws specifically what defines a state resident. When I applied to CSU (2013-2016), I think I gave them my driver's license number 🤔
 
just move, be independent or have them gift you money or something, and have them no longer claim you as a dependent
Yep, this. Don't try to game the system, especially when it comes to taxes. Usually the only people who can do that and get away with it are not coming from a place where IS vs. OOS tuition would be a life-altering amount of money, lol

If your parents refuse to drop you as a dependent (as far as taxes are concerned, anyways) you might be sol. Definitely have that conversation, because if they won't do it, you're at a dead end. Some parents (aka mine) would rather get the tax benefit than give you a better chance at IS tuition.
 
And the concept of one of your parents moving with you for a year just doesn't make sense, unless you were linking that to the dependent until 24 thing.
 
well now that I know I can claim dual residency without displacing my parents, I'll just move by myself to work as a research tech. And my worry isn't really tuition because I'm betting on the PSLF program being around in a decade
 
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And my worry isn't really tuition because I'm betting on the PSLF program being around in a decade

I would not. PSLF has been on the chopping block on and off with vets having poor luck being accepted. Likewise, with current federal changes, federal student loans overall are considered at risk at this time (grad PLUS loans specifically).
 
nd my worry isn't really tuition because I'm betting on the PSLF program being around in a decade
I second battie. I would absolutely not recommend assuming PSLF or any other current forgiveness plan being available. Be smart if you're going to vet school right now. Go cheap.
 
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well now that I know I can claim dual resistancy without displacing my parents, I'll just move by myself to work as a research tech. And my worry isn't really tuition because I'm betting on the PSLF program being around in a decade
I’m literally doing the same for my gap year 😆
 
I absolutely wouldn’t be surprised if PSLF goes away. And if it does survive, I’m kinda betting it’s absolutely gutted so there are major income limits to where professionals like vets, dentists, and doctors no longer qualify or like a limit to the amount they’ll forgive. I hope I’m wrong but I’m skeptical.
 
if worse comes to worst, I'll just sell out and do private practice for a few years after residency and pay off my loans in less than three years or so. But with the dual degree programs I'm looking at, the most expensive options are only a little more expensive compared to my current IS option even with OOS tuition. And some of them are funded internally instead of NIH grants. Also this isn't even factoring in a PhD salary. But I’d be moving to my top choice for vet school so if I get in there (which is four or five times easier than in CA), then I’ll go there and pay IS tuition for at least a year
 
should I ask my parents to get divorced just for vet school? XD #loophole

But anyways, can’t your parents just file taxes separately even if they’re married? Because for Davis, you can supposedly choose which parent’s taxes to submit for proof of IS residency
Regardless schools go off of taxes from 2 years prior so your parents would have already had to not claim you if you plan to do this for next year’s cycle. You’d have to wait an extra cycle and apply in 2 years if your parents already have claimed you for last year and this year.
 
This must be a select few schools because I've heard of people taking only one gap year to get residency
 
This must be a select few schools because I've heard of people taking only one gap year to get residency
Well yes for the moving part - you Must live in the state for 12 months consecutively before year of matriculation but SEPARATELY you must be financially independent aka not claimed on taxes used for proof of residency and the taxes used for this are those of 2 years prior . So you can live in a different state two years prior but you have to prove financial independence. They are two separate steps. This was the case for all the schools I considered getting residency for this past year. Most schools have detailed requirements on their websites/ id contact them directly for the most up to date information. They make it hard on purpose lol
 
ok, well I worked through most of college and can just ask my parents to not claim me on this tax cycle and next
 
ok, well I worked through most of college and can just ask my parents to not claim me on this tax cycle and next
Have you ever done your taxes yourself before? There are actual stipulations as to what makes someone dependent vs. independent. It's not as simple as 'just don't claim me please.' If they supported you enough this past year, you are a dependent for this cycle and cannot be claimed otherwise unless you want to risk being audited.

pay off my loans in less than three years or so
The vast majority of people who are able to pay off any amount of debt (even <100k) in this time frame are working a FT job with multiple gigs on the side and have an SO or wealthy parents covering the living expenses while you work multiple jobs. If both of those apply to you, great, but you're making it seem like you think you can just go into private practice, make bank, and dip out debt-free. If that were the case, no vets would be in debt past 5, maybe 10 years. We know that isn't the case unless you have life circumstances in your favor. Use the VIN debt calculator if you haven't yet.

On another tangent, but all signs point to the demand for vets decreasing (it already is). Lower salaries will follow suit.

And my worry isn't really tuition because I'm betting on the PSLF program being around in a decade
With something like 1% of vets actually getting PSLF despite meeting all requirements (even if the gov says you didn't....), I would be very afraid to bank your entire financial wellbeing on it.

Also, I'm not sure what your career goals are with the PhD, but if you are hoping to end up in any type of research-heavy setting or in an environment where your paycheck comes from grants or some other type of funding, I would be worried about job security depending on how the next 4-8 years go.
 
if worse comes to worst, I'll just sell out and do private practice for a few years after residency and pay off my loans in less than three years or so.
My friend is a boarded specialist. They make a BOATLOAD of money, like, >400k/year (usually more). Paying off loans is still a 10-15 year plan, if it's even feasible, and that's with a veterinary specific student loan planner advising them (and has been for the last 4 years). It's just not that easy. Look up compound interest on student loan debt and use some repayment calculators. Keep in mind repayment calculators are based on current plans, most of which will be stripped and/or totally gone by the time the c/o 2029 graduates with a DVM.
 
ok, well I worked through most of college and can just ask my parents to not claim me on this tax cycle and next
Just offering what I know based on someone who TRIED to go through the process and was unsuccessful. It’s not worth wasting your money on something for it to not work out. Do your research and make sure you search each individual state. Working through college has nothing to do with it. You have to have a history of financial independence through YOUR tax history AND both of your parents’.
 
To give OP a little grace, it IS sometimes possible to save a ton and pay off massive debts quickly, but I absolutely agree with PP that that usually requires situations like having a significant other to pay the living expenses while the veterinarian throws almost all their entire salary at the loans. I am single and saving over half my income, but I am a specialist who works remotely and live in an extremely low cost of living rural red state where my mortgage on my house is under 800/mo including the escrow. Most people in other states absolutely could not do that because it costs more to just exist. And even within my own state, the COL in the cities and the university towns is significantly higher even if below national average. So it may be possible for someone to just hammer it out in a couple years, but that’s definitely not the norm and usually requires special circumstances or someone else helping to pay. Maybe OP would fall into that, who knows, but for others reading the thread, it’s definitely more difficult than it seems upon first glance. The interest is truly killer. You think, oh 300k loans…I can make 150k, save 100k/yr and keep living on 50k, and it should be paid off within three years. But taxes are a thing and your 150k is closer to 100k take home, and those 300,000 loans accrue $63/day or like $1750/mo if interest, so it just takes longer than one expects. It’s doable to hammer it out rapidly for some, but not for many others. Definitely do what you can to minimize debt on the front end!
 
Thanks for the advice! But with my current plan, I should graduate with only five figures of vet school loans. And I plan to get married in a decade and be DINK for a while. Also I do know the starting salaries in private practice for the specialties I’m interested in, they're three or four times greater than my potential debt.

Even if I only make a large dent in a few years from private practice work, returning to a professor’s salary doesn’t seem too bad. I also have a rainy day fund since everyone on my mom’s side died a few years ago. So I know I don’t have as much financial literacy as some of you who are actually paying off your loans but doesn't this seem like a solid (enough) plan?
 
Thanks for the advice! But with my current plan, I should graduate with only five figures of vet school loans. And I plan to get married in a decade and be DINK for a while. Also I do know the starting salaries in private practice for the specialties I’m interested in, they're three or four times greater than my potential debt.

Even if I only make a large dent in a few years from private practice work, returning to a professor’s salary doesn’t seem too bad. I also have a rainy day fund since everyone on my mom’s side died a few years ago. So I know I don’t have as much financial literacy as some of you who are actually paying off your loans but doesn't this seem like a solid (enough) plan?
Idk, what if you don't find someone you want to marry? What if you marry someone and get divorced in a year or two (divorce isn't free, btw)? If you are a woman, what if you get pregnant ahead of schedule and your entire financial outlook has to change? What if the specialties you are interested in experience a loss in demand/drop in hiring, or you end up hating them so don't want to pursue them at all? What if you experience a significant medical issue that results in being out of work?

I'm not looking for you to actually answer these questions, I'm just pointing out that you've got a lot riding on assumptions. Don't get me wrong, at some point we've all been here to some extent. I just would keep your ideal plan in mind, but come up with one that is 'worst case scenario' for you as well. Life happens and there is little you can do to control most of it.

A side note about the marriage thing - as someone whose debt has benefitted from being married (my husband covered most expenses while I hemorrhaged my salary into my loans), I'm still going to tell you to never put yourself in a position where your financial wellbeing/success is dependent on someone else in any way. It's great when everything works out, but it can be catastrophic when it doesn't. Make sure you can handle your debt on your own.
 
I’m a big proponent of plan for the worst while hoping for the best. No one can predict the future so we just have to go off what we know to be true right now.

Maybe/hopefully your plan works brilliantly! If you really have just five figures of debt in the end, you’re way ahead of most people. It was your comments about how debt didn’t matter because PSLF is there that concerned a lot of us. But maybe you fall in love with a different field with a different pay outlook or job security. MANY people change focus in school. But maybe you do stick to the same interest…and then what if you don’t get a residency. Or maybe you don’t get that dream job in academia or PSLF goes away. If things change, you just have to adapt, but do what you can to provide yourself the best outcome with things you can control right now in this moment and then face the curveballs as life throws them. I hope everything works out just as you want!

I will say that I think pingponging between private practice salary and academia salaries may be more difficult than you expect, especially if you’re planning on a specialty where private practice vets make 300+k/yr like you alluded to. To drop to like half or a third of your recent salary after several years at such a high pay can be difficult just because of inevitable lifestyle creep. If you’re really planning to work private practice specialty and just throw it all at loans, be very sure to not let your expenses creep up beyond what you could still afford on an academia salary. On a smaller scale, this is why a lot of practicing vets feel like they can’t go back for internships/residencies…they can’t take that pay cut. I know I couldn’t easily go back and survive with a job at 1/3 of my current pay, even with my loans paid off. I could do it if I sold my house, got a cheaper car, and quit my more expensive hobbies, but I don’t want to do those things a whole lot haha. But it can be done if you plan ahead and keep your eyes on the long term prize.
 
yeah, agreed! I always have a plan B because I don’t trust the universe not to try to pull something over on me XD

And great advice! There’s some things I haven’t even thought about. But first I need to worry about getting into vet school. I’ll have to see how the next few weeks unfold…
 
I will say that I think pingponging between private practice salary and academia salaries may be more difficult than you expect, especially if you’re planning on a specialty where private practice vets make 300+k/yr like you alluded to. To drop to like half or a third of your recent salary after several years at such a high pay can be difficult just because of inevitable lifestyle creep.
Just want to add that I did this - private practice to zoo, which is comparable to, if not less than, academia salaries. It was difficult and once you get a taste of that private practice paycheck (and I was underpaid for ER!), you will never stop wondering if you made the right decision.

I love zoo and have dreamed about this for 15+ years, but at least once a day I wonder if I should go back to ER for the money.
 
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