I'm going to be doing a chief resident year in pediatrics and was wondering what options I have regarding continued deferment or forbearance for my loans. Could I qualify for deferment or forbearance in any way other than economic hardship? I think my chief salary, while not stellar, would just put me out of range of economic hardship qualifications. It's not technically a graduate fellowship program (although I will be continuing on with a fellowship afterwards) and I'm not technically a resident at that point so I'm not sure how else to qualify for deferment/forbearance. Any advice would be appreciated.