I'll chime in here, but in short, the answer for an indirect inlay/onlay is yes in my office reguardless of the material I use (composite, gold, porcelain), the only difference is how many surfaces it covers.
I also do the same thing for my crowns, doesn't matter the material the cost is the same.
I find that this way the patients don't factor cost into the materials as I'm discussing it with them and they're deciding what materials they want for their teeth.
While I'm aware of the general lab fee for each type of material(especially when I sign the check to the lab each month) I give the patient the same speach each time about material choices, and often it's not super detail specific, but more of a simple tooth colored vs. gold colored explanation. Most patients would simply get overwhelmed if you got into the differences in material hardnesses, flexural strengths, etc however a couple of times a year I will get that technical with a specific patient at their request😀